Comparison

Spendly vs Spendly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spendly

Features
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Spendly was designed for people who want one thing: to know where their money went today β€” without wading through bank-grade complexity. Your data syncs securely across your own devices, so your records are always up to date. It starts with a living balance card. Your monthly income, expense, and balance sit inside a gently animated display, and when you set a monthly budget, a soft arc fills to show how much room you have left. It is the first thing you see when you open the app, and it tells you exactly what you need to know. RECORD IN SECONDS Tap the + button, enter an amount, pick a category, and you are done. Add a date and an optional note if you want context. The very first time you open Spendly, it detects your device region and sets the default currency automatically β€” zero setup required. MONTHLY BUDGET TRACKING Set a spending goal for each month. The balance card responds with a visual arc that fills as your expenses grow, giving you an at-a-glance sense of whether you are on track. FLEXIBLE CATEGORIES Built-in categories cover the basics β€” food, transport, shopping, housing, salary, bonus, and more. When your life does not fit neatly into defaults, create custom categories with any name you like. STATISTICS THAT REVEAL PATTERNS Pie charts break down spending and income by category. Toggle between time ranges β€” today, this month, last month, this year, last 3 or 6 months, all time, or any custom date range β€” to spot trends and high-frequency expenses. FIND ANY RECORD Scroll through a date-grouped list of every transaction, or search by keyword, category, or date to jump straight to what you need. SYNC ACROSS DEVICES Your bookkeeping data stays in sync across your personal devices through cloud backup. Switch phones or restore a device without losing a single record. BACK UP AND RESTORE Export your entire history as a portable file. Import it on another device to pick up right where you left off. YOUR THEME, YOUR CHOICE Switch between light and dark themes, or let Spendly follow your system setting. WHY SPENDLY EXISTS Most finance apps keep adding features until they feel like work. Spendly goes the other way: it removes everything that does not help you record and understand your daily spending. The result is an app that is calm enough to open every single day β€” and that is the whole point, because the best tracker is the one you actually use.

About

Spendly

Features
Read full description

Spendly: Visual Expense Logs Spendly helps you track every expense with a clean, modern design built for effortless daily use. Get clear insights into your money without the complexity, subscriptions, or privacy worries. β€’ Yearly Spending Heatmap: Track your habits with a GitHub-style daily heatmap for any year. Plus, get an instant annual summary featuring your year total, daily average, and busiest month. β€’ Siri and Shortcuts Integration: Log on the go! Just say, "Hey Siri, log an expense" or ask, "How much did I spend this month?" β€’ Receipt Photos: Snap and attach a photo to any transaction to keep your proof of purchase organized. Stored 100% privately on-device. β€’ CSV Import and Restore: Easily import a previously exported Spendly CSV to back up your data or migrate between devices. β€’ Massive Currency Expansion: Added 40+ new world currencies - including the Malaysian Ringgit (MYR) - bringing the total to over 50+ supported currencies! β€’ Streamlined Currency Experience: Features a beautiful new searchable currency picker and an updated first-launch onboarding. Changing your currency in Settings now updates everywhere instantly with no app restart needed. SEE YOUR SPENDING CLEARLY β€’ Visual Month Chips: See exactly how much you spent each month at a glance. β€’ Beautiful Charts: Pie charts and bar graphs reveal exactly where your money goes. β€’ Instant Comparisons: Compare this month vs. last month to spot trends instantly. POWERFUL YET SIMPLE β€’ Quick Logging: Add transactions in seconds with smart categories and icons. β€’ Smart Dashboard: View your Today, This Week, and This Month totals in one place. β€’ Full History: Search, filter, and review your entire transaction history by month. GLOBAL AND FLEXIBLE β€’ 50+ World Currencies: Full support for major global currencies with instant, app-wide conversion. β€’ Clean Exports: Export monthly data as a CSV spreadsheet or a clean PDF report for easy budgeting. 100% PRIVATE BY DESIGN β€’ On-Device Storage: Your financial data and receipt photos stay securely on your device. Download Spendly today and take control of your daily spending!

Screenshots

Spendly4 screens
Spendly4 screens

Verdict

The call

The clearest difference is in-app purchases: Spendly at none against Spendly's 1. Spendly also leads on ads (none vs shown) and update cadence (every 3 days vs every 3 weeks). Spendly's advantage is iOS requirement (13.0 vs 17.0). On price and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spendly sells 1 one-off in-app purchase. Spendly asks for nothing beyond the download.

UpkeepUpdate frequency

Spendly ships an update every 3 weeks, Spendly every 3 days. Both last shipped on September 9, 2026.

Scorecard4 real differences Β· 2 level
Spendly versus Spendly: the parameters behind the verdict, then further details
ParameterSpendlySpendly
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 days β€” better
AdsYesNo β€” better
In-app purchasesYesNo β€” better
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS13.0 β€” better17.0
Further details β€” not scored
Size33 MB4 MB
Age rating4+4+
DeveloperεΊ†ιΈΏ ζž—TextWaves Inc

In-app purchases

1 purchases

Spendly

One-time1
  • Lifetime Premium$9.99
None

Spendly

No in-app purchases

Questions

Is Spendly free?
Spendly is free to download, with in-app purchases available.
Is Spendly free?
Spendly is free to download, with no in-app purchases.
Do Spendly or Spendly have ads?
Spendly shows ads; Spendly does not.
Which is updated more often, Spendly or Spendly?
Spendly ships an update every 3 weeks, and Spendly every 3 days. Most recently, Spendly was updated on September 9, 2026 and Spendly on September 9, 2026.

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