FLEX vs SoftBillsHub

FLEX Move Money. Move Freely. FLEX is the fast and secure way to send and receive money in Nigeria. You can pay anyone, anytime, without account numbers or extra fees. Send and Receive Instantly Transfer to anyone using a PayTag. Send or receive in seconds and track every transaction in real time. Pay Merchants Easily Scan a merchant QR code or pay directly inside the app. Request Money Fast Use FLEXme to ask for money and get paid faster. Add a note so people know what it’s for. Keep your payment history organized and accessible. Verify and Upgrade Your FLEX Tier Verification unlocks higher spending limits and full access to FLEX features. Move from Silver to Gold, Platinum, and Diamond Reserve as you complete verification. Each tier gives you more room to transact confidently and securely. Stay Secure and In Control Built with top-tier security for every payment. Instant alerts keep you updated as money moves. One app for all your transfers, rewards, and everyday spending. FLEX combines speed, trust, and simplicity in one app. *FLEX is a financial services platform, not a bank. Banking services are provided by our regulated partners. Contact FLEX Support in-app, via email at: techsupport@yourflexpay.com

SoftBillsHub is a simple, secure way to handle everyday payments in Nigeria - airtime, data, cable TV, electricity and more - all from one wallet. Also includes Virtual Cards and Fixed Savings. PAY FOR WHAT YOU USE * Airtime for MTN, Glo, Airtel and 9mobile, delivered instantly * Data bundles for every network, from daily plans to monthly * Cable TV renewals for DStv, GOtv and StarTimes * Electricity tokens for prepaid and postpaid meters * A separate purchase history for each service, so past payments are easy to find * Save numbers as beneficiaries and repeat a purchase in seconds ONE WALLET, EVERY SERVICE * Fund your wallet through your own dedicated account number * Track every payment with a clear transaction history * Download or share a receipt for any transaction * Earn cashback on qualifying transactions VIRTUAL CARD * Create a virtual card for online payments, funded from your wallet * Freeze or unfreeze your card anytime from the app * View your card details securely, protected by your PIN * Track every card transaction in your history FIXED SAVINGS * Lock away money for a period you choose and watch it grow * See your savings amount, duration and maturity date clearly before you commit * Get your money plus returns paid to your wallet at maturity SEND MONEY TO ANY BANK Transfer to any Nigerian bank account straight from your wallet. Account names are confirmed before you send, and your regular recipients are saved for next time. Bank transfers require a one-time identity check. GIFT CARDS * Buy digital gift cards from popular brands across many countries * Sell gift cards you no longer need and get paid to your wallet * Follow each order from submission through to payout MORE IN THE APP * Virtual numbers for receiving verification codes * Betting wallet funding * Referral rewards when friends join and transact BUILT WITH SECURITY IN MIND * A 4-digit PIN protects sign-in and every transaction * Optional Face ID or fingerprint unlock, switched on from Settings * Identity verification with your NIN and BVN, reviewed by our team * Instant notifications for every transaction on your account SUPPORT WHEN YOU NEED IT Our team is available on WhatsApp and email, and you can reach us straight from the Help section in the app. SoftBillsHub is operated by SOFT BILLS HUB LIMITED. Website: https://softbillshub.com