Niffl vs Ryu

The easiest way to split expenses. Create a group, invite your friends with a link and add who paid for what. Niffl works out who owes whom and shows you which payments make everyone even again. For every trip, every flat and every night out. HOW IT WORKS 1. Create a group, add names, pick an emoji 2. Invite your friends with a link or a code 3. Add expenses: the amount, who paid and who it is shared with 4. Settle up: Niffl shows who pays whom. One tap on "Paid" and it's done NO ACCOUNT NEEDED Enter your name and go. No sign up, no password. Whoever opens your link lands right in the group and simply taps their own name. ALWAYS IN VIEW • See at a glance whether you get money back, owe or are even • See where everyone in the group stands • "Your costs" shows how your amount adds up • Every change to an expense is in its history: who, what, when SETTLE UP FAIRLY • Niffl suggests who pays whom how much, with just a few payments • One tap on "Paid" records the payment in the group • Share the settlement: send everyone a message with who owes whom NOTIFICATIONS When someone adds, edits or deletes an expense, you get a notification, and for new expenses it includes your share. Turn expenses and payments on or off separately. THOUGHT THROUGH • Every group in its own currency, over 150 to choose from • Every expense gets its emoji: Niffl spots pizza, fuel or rent in the title • Private expenses: share an expense only with yourself and nobody else sees it. Handy for keeping track of your own spending • Add expenses offline: Niffl syncs as soon as you are back online • The look of iOS 26 with Liquid Glass, light and dark, on iPhone and iPad NIFFL PRO One group is free. With Niffl Pro you can create as many as you like, yearly as a subscription or once for good. The subscription renews automatically for another year unless you cancel it at least 24 hours before the end of the current period. You can cancel anytime in your Apple Account settings. Terms of Use (EULA): https://crewz.io/niffl/terms-of-use/ Privacy Policy: https://crewz.io/niffl/privacy-policy/

Ryu is the ultimate app for sharing expenses and managing group finances. Whether you're splitting bills with roommates, organizing costs for a group vacation, or managing shared subscriptions, Ryu ensures everyone pays their fair share. With a sleek interface and powerful tools, tracking, dividing, and settling costs has never been easier. Take the stress out of money management—download Ryu today and experience financial harmony!