Niffl vs Settleasy

The easiest way to split expenses. Create a group, invite your friends with a link and add who paid for what. Niffl works out who owes whom and shows you which payments make everyone even again. For every trip, every flat and every night out. HOW IT WORKS 1. Create a group, add names, pick an emoji 2. Invite your friends with a link or a code 3. Add expenses: the amount, who paid and who it is shared with 4. Settle up: Niffl shows who pays whom. One tap on "Paid" and it's done NO ACCOUNT NEEDED Enter your name and go. No sign up, no password. Whoever opens your link lands right in the group and simply taps their own name. ALWAYS IN VIEW • See at a glance whether you get money back, owe or are even • See where everyone in the group stands • "Your costs" shows how your amount adds up • Every change to an expense is in its history: who, what, when SETTLE UP FAIRLY • Niffl suggests who pays whom how much, with just a few payments • One tap on "Paid" records the payment in the group • Share the settlement: send everyone a message with who owes whom NOTIFICATIONS When someone adds, edits or deletes an expense, you get a notification, and for new expenses it includes your share. Turn expenses and payments on or off separately. THOUGHT THROUGH • Every group in its own currency, over 150 to choose from • Every expense gets its emoji: Niffl spots pizza, fuel or rent in the title • Private expenses: share an expense only with yourself and nobody else sees it. Handy for keeping track of your own spending • Add expenses offline: Niffl syncs as soon as you are back online • The look of iOS 26 with Liquid Glass, light and dark, on iPhone and iPad NIFFL PRO One group is free. With Niffl Pro you can create as many as you like, yearly as a subscription or once for good. The subscription renews automatically for another year unless you cancel it at least 24 hours before the end of the current period. You can cancel anytime in your Apple Account settings. Terms of Use (EULA): https://crewz.io/niffl/terms-of-use/ Privacy Policy: https://crewz.io/niffl/privacy-policy/

The Private Expense Splitter & Bill Tracker Stop the spreadsheet chaos. Settleasy is the ultimate expense splitter app to track, divide, and manage shared costs for couples, roommates, and travelers. Work out who owes whom automatically — 100% offline, no accounts, no data leaving your device. SPLIT BILLS & SHARE COSTS EASILY Take full control of your group budget with Settleasy, whether for daily life or vacation: • Couples: Manage monthly household bills, partner costs, and monthly expenses together. • Roommates: Fairly split rent, utilities, apartment costs, and groceries in a shared household. • Families: A simple way to share costs, track income, and settle family debts. • Travelers: Track vacation expenses and group spend across multi-currency ledgers. • Friends: Perfect for settling vacation bills, restaurant dinners, and group activities. Whether you are managing recurring household expenses or a weekend getaway, Settleasy handles the math and calculates balances and settlement payments in an instant. And it works for both expenses and income! SMART SETTLEMENT CALCULATIONS & FLEXIBLE DATA EXCHANGE Create a settlement, add your items (expenses and income), and let Settleasy do the math: • Flexible Shares: Set custom split methods — equal shares, percentages (10%, 20%, 50%), or specific amounts. One partner pays 70%? Easy. • Track Who Paid What: Record actual contributions for every expense. Alice paid $50, Bob paid $150? The app logs both contributions. • Automatic Balance: Instantly see who owes whom based on agreed shares. No mental math, no arguments. • Settlement Payments: Record payments between participants to zero out debts and clear the balance. • Import & Export: Back up your data or move it between devices. Export your settlements as a file and import them whenever you need. • PDF Reports: Create professional PDF reports of your settlements and share them with other participants — for instance, by mail or messenger. BUILT FOR REAL LIFE • Multi-Currency Made Easy: Ideal for vacation. Enter expenses in any currency and convert them to your settlement currency with ease. • Items with Context: Add dates, timeframes, and locations (e.g., “Restaurant, Budapest, Oct 15”) to keep everything organized. • Income & Expenses Together: Received a group refund? Add it to the same settlement. Settleasy factors income into your balance. • Duplicate Settlements: Perfect for recurring monthly costs. Long-press any settlement to copy participants and split settings. • Quick Splitting: Multiple split methods via long-press menus, including split equally, by shares, or by percentages. • Fast Entry: Tap settlement → “+” → enter title and amount. Done. Perfect for tracking costs on the go. PRIVACY BY DESIGN 100% local. 100% private. 100% yours. Settleasy stores everything on your device. No accounts, no cloud sync, and no data transmission. Your financial information never leaves your iPhone or iPad. You manage everything yourself — participants don’t need the app, don’t receive notifications, and aren’t tracked. Your data, your way. Perfect for anyone who values privacy or needs to work offline while traveling. INTUITIVE & ORGANIZED • Participants: Add people with names and optional photos (from camera, gallery, or files). • Group & Sort: Organize settlements, items, and participants exactly how you want. • Undo Protection: Accidentally deleted something? Tap “Undo” to restore it instantly. • Bulk Actions: Select and delete multiple rows at once. • Smart Keyboard: Dismiss the keyboard by dragging down. SETTLEASY PRO • Unlimited settlements (free: up to three settlements). • Watermark-free PDF reports (free: PDF reports with watermarks). • Future Pro features included. Try Settleasy today and experience the most private way to manage group finances! Provided as is. Please verify important amounts before making payments.