Niffl vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Niffl
Effortlessly divide shared costs among friends and flatmates. Create groups, log expenses, and let the app automatically calculate who owes what, ensuring fair and transparent settlements for trips, events, or shared living.
- Create groups for shared expenses
- Automatically calculate who owes what
- Track expenses and balances
- Transparent and fair settlements
- Organize costs for trips and events
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The easiest way to split expenses. Create a group, invite your friends with a link and add who paid for what. Niffl works out who owes whom and shows you which payments make everyone even again. For every trip, every flat and every night out. HOW IT WORKS 1. Create a group, add names, pick an emoji 2. Invite your friends with a link or a code 3. Add expenses: the amount, who paid and who it is shared with 4. Settle up: Niffl shows who pays whom. One tap on "Paid" and it's done NO ACCOUNT NEEDED Enter your name and go. No sign up, no password. Whoever opens your link lands right in the group and simply taps their own name. ALWAYS IN VIEW β’ See at a glance whether you get money back, owe or are even β’ See where everyone in the group stands β’ "Your costs" shows how your amount adds up β’ Every change to an expense is in its history: who, what, when SETTLE UP FAIRLY β’ Niffl suggests who pays whom how much, with just a few payments β’ One tap on "Paid" records the payment in the group β’ Share the settlement: send everyone a message with who owes whom NOTIFICATIONS When someone adds, edits or deletes an expense, you get a notification, and for new expenses it includes your share. Turn expenses and payments on or off separately. THOUGHT THROUGH β’ Every group in its own currency, over 150 to choose from β’ Every expense gets its emoji: Niffl spots pizza, fuel or rent in the title β’ Private expenses: share an expense only with yourself and nobody else sees it. Handy for keeping track of your own spending β’ Add expenses offline: Niffl syncs as soon as you are back online β’ The look of iOS 26 with Liquid Glass, light and dark, on iPhone and iPad NIFFL PRO One group is free. With Niffl Pro you can create as many as you like, yearly as a subscription or once for good. The subscription renews automatically for another year unless you cancel it at least 24 hours before the end of the current period. You can cancel anytime in your Apple Account settings. Terms of Use (EULA): https://crewz.io/niffl/terms-of-use/ Privacy Policy: https://crewz.io/niffl/privacy-policy/
Spending Tracker
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Track, split & manage money β together or solo. With SplitBudget, you always know where your money goes. Perfect for couples, families, roommates, and groups who share expenses. Features: Shared budgets for households, couples & friends Track income & expenses with categories & colors Split bills & settle debts automatically Real-time sync across all devices Clean, modern interface for fast use Secure & private with cloud backup Whether itβs rent, groceries, travel, shopping, or subscriptions, SplitBudget makes money management simple, transparent & fair. If you found a bug, or have ideas on how to make SplitBudget a better App, you can contact us here: kontakt@rene-schanzenbaecher.de You can find our terms here: https://www.split-budget.com/terms.html
Screenshots
Verdict
Niffl and Spending Tracker are too close to call on the numbers: across 5 compared parameters β price, ads, in-app purchases and device support among them β neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Niffl sells 2 in-app purchases, starting at $0.99 per year and Spending Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Niffl | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | β |
| Update frequency | Weekly | β |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | β |
| Devices | iPhone, iPad β better | iPhone |
| Requires iOS | 16.4 β better | 17.6 |
| Further details β not scored | ||
| Size | 95 MB | 38 MB |
| Age rating | 4+ | 12+ |
| Developer | Marcel Bihl | Rene Weinhold |
In-app purchases
Niffl
- Niffl Pro (yearly)$0.991 Year
- Niffl Pro (Lifetime)$3.99
Spending Tracker
- SplitBudget Pro (Monthly)7 Days trial$2.991 Month
- SplitBudget Pro (1 Year)7 Days trial$17.991 Year









