Comparison

Affluent Partners vs Modest Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Affluent Partners

Features
Read full description

Affluent Partners brings you new technique to invest and to get your daily report by just one click. Affluent Partners had a features to get instant report if your mutual fund.. It had following features.: 1. Easy to track your records. 2. Simple and easy to use. 3. With latest interface.

About

Modest Finance

Plan your financial independence by setting a net worth goal and budgeting towards it. Get real-time progress updates and AI-powered expense categorization. Avoid overdrafts with checking account balance previews.

Highlights
  • Financial independence planner
  • Real-time progress tracking
  • AI expense categorization
  • Checking account balance previews
  • Budgeting tools
Read full description

Meet your 24/7 personal financial strategist, providing personalized ideas and reports each week about how to grow your money. Link your accounts through Plaid, and the app builds a living financial model around your household: net worth, savings rate, spending patterns, and a timeline to your goals. It then turns your transactions into categories and a personalized feed of stories. Change something today, and watch your long-term outlook update instantly. What you get: - New reports generated each week tailored to your specific household finances and goals - AI-powered categorization that actually works — bills, flex spend, wedding, and custom categories - Spending insights by year, month, or week with automatic breakdowns - Financial independence timeline that updates daily as your accounts sync - Household dashboard for partners who share goals, not every transaction Built by product people who got tired of clunky finance apps. No spreadsheets required. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Affluent Partners4 screens
Modest Finance4 screens

Verdict

The call

The clearest difference is in-app purchases: Affluent Partners at none against Modest Finance's 6. Affluent Partners also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.0). Modest Finance's advantage is update cadence (every 4 days vs every 9 months). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Modest Finance sells 4 in-app purchases, starting at $8.99 per month. Affluent Partners asks for nothing beyond the download.

UpkeepUpdate frequency

Affluent Partners ships an update every 9 months, Modest Finance every 4 days. The most recent releases landed on October 30, 2026 and October 12, 2026 respectively.

Scorecard4 real differences · 6 level
Affluent Partners versus Modest Finance: the parameters behind the verdict, then further details
ParameterAffluent PartnersModest Finance
PriceFreeFree
Rating—5.0 (13 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—13 — better
Update frequencyEvery 9 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better18.0
Further details — not scored
Size3 MB35 MB
Age rating4+4+
DeveloperDIPS IMAGINATION PVT.LTDModest Ventures LLC

In-app purchases

None

Affluent Partners

No in-app purchases

4 purchases

Modest Finance

Subscriptions4
  • Monthly Subscription7 Days trial2 variants$8.991 Month
  • Monthly Subscription1 Month trial$8.991 Month
  • Annual Subscription7 Days trial2 variants$80.991 Year
Show 1 more
  • Annual Subscription1 Month trial$80.991 Year

Questions

Is Affluent Partners free?
Affluent Partners is free to download, with no in-app purchases.
Is Modest Finance free?
Modest Finance is free to download, with in-app purchases available.
Do Affluent Partners or Modest Finance have ads?
Neither Affluent Partners nor Modest Finance shows ads.
Which is updated more often, Affluent Partners or Modest Finance?
Affluent Partners ships an update every 9 months, and Modest Finance every 4 days. Most recently, Affluent Partners was updated on October 30, 2026 and Modest Finance on October 12, 2026.

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