Splitt vs Setto

Splitt is the most easy and smart way to manage and share your expenses with friends or family. It makes tracking group expenses and settling up effortless. Whether it’s a weekend getaway, a night out, or everyday shared costs, Splitt keeps everything fair, fast, and easy. Key features: - Split costs equally, manually or by percent - Create and manage expenses within groups - Track who paid and who owes by recording you payments - Use local contacts to track expenses privately by yourself - Settle up your balance with friend or family member in one tap - Cloud-based storage keeps your data synced, safe and always available And many more features coming soon Designed for speed and clarity, Splitt is a powerful app that keeps your finances organized without getting in the way. Wherever you are, Splitt is always available - even offline. You can log your expenses without an internet connection. All data is stored securely on your device, and once you’re back online, everything is automatically synced to the cloud. Nothing gets lost. Our smart cross-currency system lets you record expenses in over 40 popular currencies (and growing). No matter what currency is used, your balances are automatically converted to your base currency using up-to-date exchange rates - so you’ll always know exactly who owes what. Splitt is Ideal for: - Friends splitting bills - Couples managing shared expenses - Roommates tracking household costs - Travel groups organizing trip budgets - Festivals or group events with shared spending - Managing personal expenses, debts, or loans - And many other situations Terms of Use: https://splitt.cash/terms-of-use Privacy Policy: https://splitt.cash/privacy-policy

Split expenses with friends, roommates, and travel groups — without awkward money chats. Setto gives everyone a clear view of who owes what. Add expenses in seconds, nudge unsettled balances, and settle up with fewer transfers. WHY SETTO • Apple Watch: log expenses and check balances from your wrist • Split any way: equal, percentage, exact amounts, or custom shares • Smart debt simplification across all your groups • AI entry: type naturally or use voice (“dinner 40 with Sam”) • On-device receipt scan — merchant and amount, privately on your phone • Nudge friends politely when something’s still open • Real-time activity feed for expenses, edits, and settlements • Cross-group balances so you always know the full picture • Offline-ready — add and view expenses, sync when you’re back • Reports: monthly charts, categories, PDF/CSV export • Trip mode: budgets, default splits, multi-currency • Recurring expenses for rent, subscriptions, and regular bills • Settle with the payment apps you already use (including UPI where available) Free to start. Create a group, log the first expense, and stop chasing people in the chat.