Comparison

Monyo vs SubKit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monyo

Effortlessly divide group expenses with AI-powered technology. This app simplifies tracking who owes what for shared costs like dinners or trips, offering flexible splitting methods and reminders.

Highlights
  • AI-powered bill splitting
  • Split by item or percentage
  • Add notes and receipts
  • Set payment reminders
  • User-friendly interface
Read full description

Monyo is the next-gen bill-splitting app for Gen Z and young professionals. Whether it’s dinner, a trip, or casual hangouts, Monyo helps you split group expenses fast and fairly with AI. Friendly interface, easy to use – no more “Who paid?” or “Who owes what?”. Key features: • Lightning-fast AI bill splitting • Split evenly, by item, or percentage • Add notes, attach receipts, get reminders • Smooth experience Term of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SubKit

Features
Read full description

Know what you pay—before it renews SubKit helps you track streaming, apps, fitness, cloud plans, and every other recurring charge in one calm, dark-first dashboard. No clutter—just your monthly total, upcoming bills on a timeline, and quick actions to edit, reorder, or mark paid. Why people use SubKit • One monthly total — monthly, yearly, and custom billing cycles normalized so the headline number makes sense • What’s due next — timeline-style view so renewals don’t surprise you • Fast to add — name, price, cycle, next date, and recognizable brand-style icons • Insights that click — equivalents and breakdowns that turn numbers into intuition (full chart set with Premium) • Home screen widgets (Premium) — totals and next renewal at a glance • Import / export — CSV backup when you want your data portable Plans • Free: track up to 5 subscriptions • Premium: unlimited subscriptions, widgets, themes, and full dashboard insights Premium is purchased through your Apple ID; restore purchases anytime from the app. Important SubKit is for manual tracking and personal organization. It is not financial, tax, or investment advice. Accuracy depends on information you enter. Privacy & support See our Privacy Policy and Terms for how we handle information (including third-party services such as subscription management and analytics as described there). Questions: chuongdev97@gmail.com

Screenshots

Monyo4 screens
SubKit4 screens

Verdict

The call

The clearest difference is ads: SubKit at none against Monyo's shown. SubKit also leads on update cadence (every 2 days vs weekly). Monyo's advantage is iOS requirement (13.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monyo sells 5 in-app purchases, starting at $2.99 per month and SubKit sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monyo ships an update weekly, SubKit every 2 days. The most recent releases landed on September 14, 2026 and September 8, 2026 respectively.

Scorecard3 real differences · 7 level
Monyo versus SubKit: the parameters behind the verdict, then further details
ParameterMonyoSubKit
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews85.7% of reviews—
Number of ratings1 — better—
Update frequencyWeeklyEvery 2 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size155 MB100 MB
Age rating4+4+
DeveloperORTHIAN COMPANY LIMITEDChuong Le

In-app purchases

5 purchases

Monyo

Subscriptions2
  • Monyo Plus Monthly$2.991 Month
  • Monyo Plus Yearly – Best Deal$24.991 Year
One-time3
  • 999 YO Points$0.99
  • 1999 YO Points$1.99
  • 2999 YO Points$2.99
1 purchases

SubKit

One-time1
  • Lifetime Premium$6.99

Questions

Is Monyo free?
Monyo is free to download, with in-app purchases available.
Is SubKit free?
SubKit is free to download, with in-app purchases available.
Do Monyo or SubKit have ads?
Monyo shows ads; SubKit does not.
Which is updated more often, Monyo or SubKit?
Monyo ships an update weekly, and SubKit every 2 days. Most recently, Monyo was updated on September 14, 2026 and SubKit on September 8, 2026.

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