AKB Mobile Banking vs CIC eLounge

AKB Mobile Banking combines simplicity and clarity with a modern, simplified navigation concept. It features a new, fresh design that can be used intuitively and is a pleasure. – Reliable and secure thanks to established security standards – Log in using your individual PIN or conveniently with biometric features – With two to three taps, you can access any important information or function – You will find all the configurations and help in the «Settings» section – Click on «Connect» to pair your smartphone with AKB e-Banking and scan invoices with your smartphone Thanks to quick access to all core functions, you can take care of your banking transactions anytime and anywhere – simply and securely. ASSETS – Clear presentation of all accounts and custody accounts – Direct access to account statements and balance preview – Jump to portfolio positions and performance – List of all mortgages and loans – Easily switch between several client relationships CUSTODY ACCOUNT – Overview of all portfolio positions, grouped by asset class – Sustainability rating and performance per position – Current performance (YTD), monthly, annual or cumulative – Allocation view by instrument group, currency, industry, region PAYMENTS – Enter domestic and foreign payments quickly and easily with the payment assistant – Send invoices directly to the app or upload them as a file and pay them – Approve e-bills and add new billers – Entering and processing standing orders – Search, check and approve pending and executed payments TRADING – Buy and sell securities – Check and edit order status in the order book – Direct access to the market data portal with real-time prices, business news and security ratings MORE – View and download bank documents – Secure communication and data exchange – Overview of your products and services – Order accounts and cards conveniently – Configure your personal pension solution – Manage cards and TWINT (limits, blocking, change PIN) – Order CHF and foreign currencies – Analyse income and expenses with the financial assistant – Investment ideas from our experts – assessed based on facts – Adjust master data and app settings – Contact, help and appointment scheduling Do you have any questions or do you need support? We are here for you personally. e-Banking / Mobile Banking Helpline +41 62 835 77 99 Monday to Friday 7.30 a.m. to 8 p.m.* Saturday 9 a.m. to 12 noon / 1 p.m. to 4 p.m.* *From 5.30 p.m. and on Saturdays only limited support for urgent matters. For more information, please visit https://www.akb.ch/mobile-banking Do you like our app? Let us and others know. We would be pleased to receive a positive review.

CIC eLounge offers you many options to efficiently and easily complete your banking transactions and keep an eye on market developments. And with the CIC eLounge app, you can conveniently take care of your banking business on your smartphone or tablet – whenever you like and wherever you are. Dashboard • The dashboard is your starting point for all CIC eLounge activities. Processing transactions, following the market, tracking portfolio performance, looking at the latest movements on your account – the dashboard gives you an overview of everything that’s important. Payments • Handle payments quickly and easily with the payment assistant • Just scan your QR-bills conveniently with your smartphone and pay directly in the app. The “Upload” and “Share” functions are available for QR-bills in electronic format. • The integration of eBill means that you receive all invoices directly on your smartphone or tablet and can approve them for payment in just a few seconds. Assets • See the performance of your assets and get detailed information about your investments at a glance. • All movements and bookings are available in real time. Investments and retirement provision • In the investment overview, you’ll find up-to-date information about your portfolio and see the performance of your investments. You can also see all individual positions and transactions, with detailed information • Doing your stock exchange transactions is quick and easy with the CIC eLounge app. Markets and watch list • The market overview gives you access to comprehensive information, trends and news concerning the most important stock markets. • You can keep an eye on what’s happening in the markets and get detailed information about individual securities and investment vehicles. • The efficient search engine makes it easy to find suitable investments. • Add your favourites to your personal watch list and set up price alarms to ensure you don’t miss out on any trading or investment opportunities. Notifications • Receive push messages on your smartphone or tablet, e.g. about account movements, eBills received, payments to be approved or stock market orders executed. • Select individual settings for these notifications to meet your personal needs. Documents • With the CIC eLounge app, your bank statements, contracts and correspondence are also available on your mobile device. You no longer need to keep physical files. • The filter function means you can quickly find the document you’re looking for – very handy for your tax return. Opening products • You can open additional products in the CIC eLounge app in just a few clicks. After a few minutes, you’ll see the new account/portfolio in your CIC eLounge. Messages • Communicate directly with your relationship manager securely and confidentially in the CIC eLounge app. Individual settings • You yourself decide from what amount payments to new beneficiaries have to be additionally confirmed. • You can also apply monthly transfer limits and define individual settings. • Entering a change of address in the CIC eLounge app is simple and straightforward. Secure login The CIC eLounge app also serves as your digital identification for accessing CIC eLounge on the web. Simply confirm access on your smartphone for easy and secure login via the web browser. Conditions of use for CIC eLounge app • Banking relationship with Bank CIC (Switzerland) Ltd. and CIC eLounge contract