CIC eLounge vs SECANDA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CIC eLounge
Manage your banking transactions, monitor market trends, and track investments on your smartphone or tablet. Scan QR-bills, receive eBills, and access bank statements securely. Communicate directly with your relationship manager and open new products with ease.
- Dashboard overview
- QR-bill scanning for payments
- eBill integration
- Investment performance tracking
- Market news and trends
- Push notifications
- Secure messaging with manager
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CIC eLounge offers you many options to efficiently and easily complete your banking transactions and keep an eye on market developments. And with the CIC eLounge app, you can conveniently take care of your banking business on your smartphone or tablet – whenever you like and wherever you are. Dashboard • The dashboard is your starting point for all CIC eLounge activities. Processing transactions, following the market, tracking portfolio performance, looking at the latest movements on your account – the dashboard gives you an overview of everything that’s important. Payments • Handle payments quickly and easily with the payment assistant • Just scan your QR-bills conveniently with your smartphone and pay directly in the app. The “Upload” and “Share” functions are available for QR-bills in electronic format. • The integration of eBill means that you receive all invoices directly on your smartphone or tablet and can approve them for payment in just a few seconds. Assets • See the performance of your assets and get detailed information about your investments at a glance. • All movements and bookings are available in real time. Investments and retirement provision • In the investment overview, you’ll find up-to-date information about your portfolio and see the performance of your investments. You can also see all individual positions and transactions, with detailed information • Doing your stock exchange transactions is quick and easy with the CIC eLounge app. Markets and watch list • The market overview gives you access to comprehensive information, trends and news concerning the most important stock markets. • You can keep an eye on what’s happening in the markets and get detailed information about individual securities and investment vehicles. • The efficient search engine makes it easy to find suitable investments. • Add your favourites to your personal watch list and set up price alarms to ensure you don’t miss out on any trading or investment opportunities. Notifications • Receive push messages on your smartphone or tablet, e.g. about account movements, eBills received, payments to be approved or stock market orders executed. • Select individual settings for these notifications to meet your personal needs. Documents • With the CIC eLounge app, your bank statements, contracts and correspondence are also available on your mobile device. You no longer need to keep physical files. • The filter function means you can quickly find the document you’re looking for – very handy for your tax return. Opening products • You can open additional products in the CIC eLounge app in just a few clicks. After a few minutes, you’ll see the new account/portfolio in your CIC eLounge. Messages • Communicate directly with your relationship manager securely and confidentially in the CIC eLounge app. Individual settings • You yourself decide from what amount payments to new beneficiaries have to be additionally confirmed. • You can also apply monthly transfer limits and define individual settings. • Entering a change of address in the CIC eLounge app is simple and straightforward. Secure login The CIC eLounge app also serves as your digital identification for accessing CIC eLounge on the web. Simply confirm access on your smartphone for easy and secure login via the web browser. Conditions of use for CIC eLounge app • Banking relationship with Bank CIC (Switzerland) Ltd. and CIC eLounge contract
SECANDA
Manage your digital identity and payments securely with this all-in-one wallet. Instantly check balances, transfer funds, and track expenses on the go, all while enjoying robust data protection and easy top-ups from various payment methods.
- Digital identity management
- Contactless payments
- Real-time fund transfers
- Expense tracking
- Easy top-ups
- Family spending control
- Enhanced security
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SECANDA – Your All-in-One Digital ID & Wallet Simplify your life with SECANDA! Our secure, user-friendly app is designed to handle all your digital identification and payment needs with just one tap. Instantly check balances, transfer funds, and manage finances on the go—while enjoying total peace of mind. MAIN FEATURES - SECANDA ID: Protect your digital identity with secure access and robust authentication. - SECANDA PAY: Pay anytime, anywhere with lightning-fast transactions—no hassle, no stress. - Easy Top-Ups: Add funds from multiple payment methods (Visa, Mastercard, Twint, and more) anytime. - Real-Time Transfers: Send and receive money in seconds via email or QR code, perfect for friends and family. - Expense Tracking: Stay on top of your finances with clear insights and transaction overviews. - Quick Onboarding: Set up your account in minutes for seamless, immediate access to all features. - Reclaim Funds Anytime: Withdraw or retrieve your money easily whenever you need it. - Family Control: Manage and monitor your children’s spending, ensuring their funds are always safe. - Enhanced Security: Benefit from industry-leading encryption and robust data protection at every tap. ABOUT US For more than 30 years, SECANDA has specialized in cutting-edge RFID technology, delivering innovative identification and payment solutions across diverse sectors—industry, education, and healthcare. From secure ID management and contactless payments to advanced access control, our mission is to simplify your everyday tasks while maintaining the highest levels of security and reliability. Experience the future of digital identification and secure payments—download the SECANDA App today!
Screenshots
Verdict
The clearest difference is ratings volume: SECANDA at 45 against CIC eLounge's 1. SECANDA also leads on update cadence (every 3 weeks vs every 2 months). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for CIC eLounge against 5.0 for SECANDA. That said, the two scores are not equally well evidenced: SECANDA has 45 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
CIC eLounge ships an update every 2 months, SECANDA every 3 weeks. The most recent releases landed on June 25, 2026 and September 15, 2026 respectively.
| Parameter | CIC eLounge | SECANDA |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (45 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 1 | 45 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 16.7 | 15.1 — better |
| Further details — not scored | ||
| Size | 31 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | Bank CIC Schweiz AG | IntraKey technologies AG |
Customer experience
CIC eLounge
SECANDA
In-app purchases
CIC eLounge
No in-app purchases
SECANDA
No in-app purchases









