Comparison

PayoCard vs iStore Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayoCard

Features
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PayoCard is a simple, secure, and convenient way to manage your digital card—designed specifically for users who receive cards through Programme Management partners. With PayoCard, you can: * Instantly view your card balance and transaction history * Access real-time statements * Secure your card with features like block/unblock and PIN control Whether you're using a prepaid, gift, or employee card—PayoCard gives you full visibility and control, all in one place.

About

iStore Pay

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Turn your iPhone into a secure payment terminal in under 15 minutes with the all-new iStore Pay app. This dedicated business payment solution from iStore—Apple’s only Premium Partner in Africa—allows you to take payments from anywhere with no hidden fees. With a model where you only pay when you transact or request a payout, it is the ultimate solution for your small business. iStore Pay enables Apple’s Tap to Pay on iPhone, allowing local businesses to seamlessly and securely accept all forms of in-person, contactless payments. This includes everything from physical debit and credit cards to Apple Pay and other digital wallets—using only your iPhone and the iStore Pay app. It is easy, secure and requires no additional hardware or payment terminals. App Features: Get Started in Minutes: Download the iStore Pay app and start transacting in under 15 minutes. Tap to Pay on iPhone: Accept contactless credit and debit cards, Apple Pay and other digital wallets with a simple tap on your iPhone. Zero Barrier to Entry: Start accepting payments right on your current iPhone. Your Business Command Centre: Monitor sales, track transaction history and manage funds or refunds in real-time. Secure and Private: Leveraging Apple’s built-in features, card numbers are never stored on Apple servers, ensuring business and customer data stay private.

Screenshots

PayoCard3 screens
iStore Pay4 screens

Verdict

The call

The clearest difference is device support: PayoCard at 3 against iStore Pay's 1. PayoCard also leads on iOS requirement (13.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

PayoCard ships an update every 2 months, iStore Pay every 5 weeks. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 4 level
PayoCard versus iStore Pay: the parameters behind the verdict, then further details
ParameterPayoCardiStore Pay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better18.0
Further details — not scored
Size40 MB61 MB
Age rating4+4+
DeveloperMeaWallet ASZA Online Store (Pty) Ltd

In-app purchases

None

PayoCard

No in-app purchases

None

iStore Pay

No in-app purchases

Questions

Is PayoCard free?
PayoCard is free to download, with no in-app purchases.
Is iStore Pay free?
iStore Pay is free to download, with no in-app purchases.
Do PayoCard or iStore Pay have ads?
Neither PayoCard nor iStore Pay shows ads.
Which is updated more often, PayoCard or iStore Pay?
PayoCard ships an update every 2 months, and iStore Pay every 5 weeks. Most recently, PayoCard was updated on October 30, 2026 and iStore Pay on November 5, 2026.

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