Comparison

Expenses Excel vs ToSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expenses Excel

Features
Read full description

Expenses — a fast and simple expense tracker. Add an item by entering a name and amount, or just take a photo of a receipt — the app will fill in the rest automatically. QUICK ENTRY • Two fields: name and amount. Tap "Add", enter the next one, repeat. • Popular items are suggested with one tap based on past entries. • Save a batch of items in one action — no forced categories or long forms. RECEIPT SCANNING • Open the scanner, take a photo of the receipt. • Built-in iOS text recognition (Apple Vision) reads the receipt directly on your device. • A language model parses the text into clean items: name, amount, category. • Review and adjust the result before saving. EXPENSE LIST • View expenses by period. • Grouped by day — see where and how much you spent. • Tap an item to edit or delete. SETTINGS • Show cents — on/off. • Dark theme. • 24 interface languages. YOUR DATA Expenses are stored on your device, not on our servers. Receipt photos are processed locally — only the recognized text (not the image) is sent to AI, without any personal data. No ads, Just a fast way to know where your money goes. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

ToSpend

Read full description

ToSpend gives you a clear overview of the expenses that actually matter, so you always know what is coming up and what you have already paid. FEATURES: • Recurring expenses – Track all your monthly and yearly costs in one place. • One-time expenses – Plan ahead for larger purchases. • Countdown to due date – See how many days are left until the next expense is due. • Paid archive – Browse a full history of past expenses, grouped by month and year. • Someday list – Save potential purchases without setting a date. • Categories – Organize expenses by category to keep things structured. • Reminders – Get notified before expenses are due. • No login – Download ToSpend and just get started. It can be this simple. • iCloud – All your data stays on your device and is backed up in your iCloud. - - - - Privacy Policy (https://www.tospend-app.com/app/data-privacy)Ā  Terms Of Use (https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)

Screenshots

Expenses Excel2 screens
ToSpend4 screens

Verdict

The call

The clearest difference is in-app purchases: Expenses Excel at none against ToSpend's 3. Expenses Excel also leads on iOS requirement (15.5 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. ToSpend sells 3 in-app purchases, starting at $1.99 per month. Expenses Excel asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 6, 2026 and October 12, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Expenses Excel versus ToSpend: the parameters behind the verdict, then further details
ParameterExpenses ExcelToSpend
PriceFreeFree
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPod — betteriPhone
Requires iOS15.5 — better18.0
Further details — not scored
Size83 MB28 MB
Age rating4+4+
DeveloperVladyslav TkachenkoFabian Radecke

In-app purchases

None

Expenses Excel

No in-app purchases

3 purchases

ToSpend

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$17.991 Year
One-time1
  • Lifetime$34.99

Questions

Is Expenses Excel free?
Expenses Excel is free to download, with no in-app purchases.
Is ToSpend free?
ToSpend is free to download, with in-app purchases available.
Do Expenses Excel or ToSpend have ads?
Neither Expenses Excel nor ToSpend shows ads.
Which is updated more often, Expenses Excel or ToSpend?
Expenses Excel ships an update fortnightly, and ToSpend fortnightly. Most recently, Expenses Excel was updated on October 6, 2026 and ToSpend on October 12, 2026.

Other comparisons