ToSpend vs Expensaver

ToSpend gives you a clear overview of the expenses that actually matter, so you always know what is coming up and what you have already paid. FEATURES: • Recurring expenses – Track all your monthly and yearly costs in one place. • One-time expenses – Plan ahead for larger purchases. • Countdown to due date – See how many days are left until the next expense is due. • Paid archive – Browse a full history of past expenses, grouped by month and year. • Someday list – Save potential purchases without setting a date. • Categories – Organize expenses by category to keep things structured. • Reminders – Get notified before expenses are due. • No login – Download ToSpend and just get started. It can be this simple. • iCloud – All your data stays on your device and is backed up in your iCloud. - - - - Privacy Policy (https://www.tospend-app.com/app/data-privacy)  Terms Of Use (https://www.apple.com/legal/internet-services/itunes/dev/stdeula/)

Turn receipts and bank statements into expenses in seconds, with no account and no bank login. Expensaver is a private expense tracker and budget planner. Snap a receipt and it reads the merchant, total, date and every line item. Import a PDF or photo of a bank or card statement and review all its transactions at once. Your records are stored encrypted on your phone. No sign-up, no ads. SCAN RECEIPTS, IMPORT STATEMENTS • Scan a paper receipt with the camera, or pick a photo or PDF • Save it as one expense, or split it into one expense per line item • Import bank and card statements and add many transactions in one go • Each receipt stays attached to its expense ASK IN PLAIN ENGLISH • "How much did I spend on groceries last month?" • The answer shows the steps it took • New expenses are categorized automatically • Add an expense by voice, or shake your phone to log one fast BUDGETS THAT KEEP YOU ON TRACK • A budget per category: weekly, monthly, quarterly or yearly • Donut and burndown charts show what's left before you overspend • Recurring expenses and a forecast of where the month will land • Up to 19 insights: top merchants, subscriptions, unusual spending and more TRAVEL AND MULTI-CURRENCY • Multiple wallets with balances • Trips with per-trip breakdowns and a one-tap Travel Mode • Live exchange rates, with totals converted to your currency YOUR LANGUAGE, YOUR CALENDAR • 11 languages: English, Arabic, Persian, German, Spanish, French, Italian, Portuguese, Hindi, Japanese and Chinese • Right-to-left layout for Arabic and Persian • Gregorian, Hijri, Persian (Solar Hijri) and Chinese calendars • Eight color themes, each with light and dark mode PRIVATE BY DESIGN • No account, no ads, no advertising ID, no tracking • Expenses, receipts and budgets are stored encrypted on your device • Works offline for everyday tracking • AI features are optional: nothing is sent until you tap Allow, and you can turn AI off anytime in Settings • While AI is on, adding an expense sends its text to be categorized, and anything you scan, import, dictate or ask about is sent through our secure proxy to an AI service to be read • Encrypted backup and restore, with an optional password • Export to CSV, Excel, Word, PDF or JSON anytime • Delete all your data in one tap Track expenses, scan receipts and plan budgets, privately.