Expensaver vs SpendSmartAI

Turn receipts and bank statements into expenses in seconds, with no account and no bank login. Expensaver is a private expense tracker and budget planner. Snap a receipt and it reads the merchant, total, date and every line item. Import a PDF or photo of a bank or card statement and review all its transactions at once. Your records are stored encrypted on your phone. No sign-up, no ads. SCAN RECEIPTS, IMPORT STATEMENTS • Scan a paper receipt with the camera, or pick a photo or PDF • Save it as one expense, or split it into one expense per line item • Import bank and card statements and add many transactions in one go • Each receipt stays attached to its expense ASK IN PLAIN ENGLISH • "How much did I spend on groceries last month?" • The answer shows the steps it took • New expenses are categorized automatically • Add an expense by voice, or shake your phone to log one fast BUDGETS THAT KEEP YOU ON TRACK • A budget per category: weekly, monthly, quarterly or yearly • Donut and burndown charts show what's left before you overspend • Recurring expenses and a forecast of where the month will land • Up to 19 insights: top merchants, subscriptions, unusual spending and more TRAVEL AND MULTI-CURRENCY • Multiple wallets with balances • Trips with per-trip breakdowns and a one-tap Travel Mode • Live exchange rates, with totals converted to your currency YOUR LANGUAGE, YOUR CALENDAR • 11 languages: English, Arabic, Persian, German, Spanish, French, Italian, Portuguese, Hindi, Japanese and Chinese • Right-to-left layout for Arabic and Persian • Gregorian, Hijri, Persian (Solar Hijri) and Chinese calendars • Eight color themes, each with light and dark mode PRIVATE BY DESIGN • No account, no ads, no advertising ID, no tracking • Expenses, receipts and budgets are stored encrypted on your device • Works offline for everyday tracking • AI features are optional: nothing is sent until you tap Allow, and you can turn AI off anytime in Settings • While AI is on, adding an expense sends its text to be categorized, and anything you scan, import, dictate or ask about is sent through our secure proxy to an AI service to be read • Encrypted backup and restore, with an optional password • Export to CSV, Excel, Word, PDF or JSON anytime • Delete all your data in one tap Track expenses, scan receipts and plan budgets, privately.

SpendSmart AI is a private, local-first expense tracker that turns everyday spending into something you can actually read. Just type "coffee 220" or say it out loud. Smart entry fills in the amount, category, and date for you. Snap a receipt and let OCR do the typing instead. Or hand it a bank statement and let it read the whole month at once, without ever asking for a bank login. WHY SPENDSMART AI- • Smart entry: add an expense by text or voice in one line. • Statement import with no bank login: OFX, QFX and CSV files are read entirely on your device, free and unlimited. PDFs and unusual formats use AI instead. • Shared groups: split a flat, a trip or a dinner, see who owes whom, and settle up in the fewest transfers. • Split a scanned receipt line by line, not just evenly (Pro, because the lines come from the receipt scan). Each line carries its quantity, so two coffees on one row can go to two different people. • The people you split with do not need an account: send a link and they tick their own items from a web page, with nothing to install. • Settle up by opening the other person's Venmo, Cash App or PayPal from the settle-up row, so nobody copies a handle by hand. Dollar amounts are filled in for you, and Venmo carries a note as well. We never process the payment and never learn whether money moved. • Split a single bill: record what you actually owed on a shared payment, and keep the rest out of your totals. • Works worldwide: 50+ currencies, UPI, Pix, PayPay, Venmo, and popular local merchants in 8+ countries. • Receipt scanning (Pro): photograph a receipt, get a ready-to-save expense. • Beautiful reports: donut breakdowns and trends at a glance. • Budgets, savings goals, recurring bills and reminders. • Quick ways in: Siri, the share sheet, a home screen shortcut, or open a statement file straight into the app. • Templates for the things you buy every week, and a streak that rewards showing up. • Powerful search: find any transaction instantly. • Light and dark themes, and a real desktop layout in the browser. • No ads, ever, on Free or Pro, and your data is never sold. • Change your home currency later if you move: every entry keeps the amount and currency you paid in, and your totals switch to the new currency at the rate you set • Local-first and private: works offline, and you own your data. Shared groups are the one exception: you can read them offline, but adding or settling needs a connection. • FREE includes unlimited transactions, 12 months of history, reports, budgets, search, unlimited on-device statement import, and up to 3 shared groups, plus 10 AI smart entries and 5 voice inputs each month. • PRO unlocks receipt OCR, unlimited smart and voice entry, unlimited groups, full history, and PDF export. • Prices vary by region; see current rates in the app. Your privacy isn't an afterthought. SpendSmart AI is built local-first, and you can delete all your data whenever you want. Terms of Use: https://spendsmartai.online/terms Privacy Policy: https://spendsmartai.online/privacy