Salden vs ±BudgetAI

Salden is the smartest way to track your expenses — just say it out loud, and we handle the rest. Speak naturally and Salden logs your expense instantly. Our AI automatically categorizes what you say — tell it "20 dollars for groceries" and it gets filed under Food, no tapping required. MEET YOUR ANALYST Choose from 16 unique AI analysts — Sigmund Freud, Marcus Aurelius, Machiavelli, Isaac Newton, and more — and let them dissect your finances in their own style. Each one delivers a completely different take on your spending habits, from stoic wisdom to sharp irony. SMART INSIGHTS Salden watches your spending patterns and surfaces what matters: which category spiked this month, when you spend the most, how your daily average is trending, and whether you have hidden subscriptions eating away at your budget. FEATURES • Voice-first expense logging powered by AI • Automatic categorization across dozens of categories • 16 AI financial analysts with unique personalities • Monthly spending insights and pattern detection • Category breakdown with charts and period-over-period comparison • Shared expenses — split costs with friends and family, settle with one tap • Recurring expenses tracker • Multi-currency support with real-time exchange rates • Your data is securely stored in the cloud — never lost • Export to CSV and XLS for deeper analysis Terms & Conditions: https://www.salden.com.ar/terms_and_conditions_en.html

Log an expense by saying it. See what you own, what you owe, and what it all adds up to. ±BudgetAI is built around one idea: recording money should take a sentence, not a form. ADD AN EXPENSE IN A SENTENCE Type it or say it — "24.90 dinner at Sushi Bar yesterday" — and the amount, category, date and note are filled in for you. One tap to confirm. Speech is transcribed on your device. The recording never leaves your iPhone; only the words you chose to say are read. And the keypad is still there, one tap away, for anyone who prefers it. It gets faster the longer you use it. Every category you confirm or correct is remembered, so the same shop is recognised instantly next time — offline, and without asking anything. INSIGHTS THAT COME TO YOU No tab to open, no button to press, no waiting. Your dashboard tells you what is unusual for you this month: a shop five times your normal size, a category well above its own average, a subscription whose price quietly went up. Every line is tappable straight through to the transactions behind it. Only totals are used for this. Individual transactions never leave your device, and neither does your name. WEALTH: WHAT YOU OWN AND WHAT YOU OWE Assets — cars, property, equipment. Each carries its own depreciation or growth curve, so its value moves on its own rather than sitting at whatever you paid. Loans — record what you borrowed and how you are paying it back. See the whole schedule, what is still owed, the total you will have paid by the end, and what the credit actually costs you. Salary — set up recurring income once and it arrives in your wallet on the day it should. Loan repayments and salary are added for you, on the right dates. Net worth is your cash plus your assets minus what you still owe — and if you would rather not see debt in that number, one switch takes it out. WALLETS, SHARED OR NOT As many wallets as you need, in any currency, converted live into the one you think in. Share a wallet by email for a household, a trip or a couple's finances. Changes sync across every device. Transfers between wallets, at your own exchange rate when you want one. BUILT TO BE READ Cashflow, category breakdowns and net worth over time. More than 50 categories, plus your own. Face ID or a PIN on launch. Eleven languages. WIDGETS AND IPHONE DUO Put this month's cash flow on your Home Screen: what came in, what went out, and what's left. Small or medium, always up to date. ±BudgetAI now runs on iPhone Duo: a compact layout on the outer screen, and a two-column dashboard when you unfold it. BUDGETAI PRO Unlimited wallets, your own custom categories, and shared wallets for the people you manage money with. Download ±BudgetAI and stop filling in forms.