MoneyTool vs PayView

MoneyTool is the simplest way to track your finances, grow your wealth, and stay 100% private. Whether you're budgeting smarter, building an emergency fund, or planning retirement — MoneyTool gives you financial clarity in minutes. No sign-up. No ads. No data tracking. Just real control. TRACK EVERYTHING Track your expenses, income, savings, investments, and net worth in one place. Visualize your cash flow with clean, easy charts. BUDGET WITH CONFIDENCE Set monthly budgets, control your spending, and stay on top of your financial goals. No more end-of-month surprises. PLAN YOUR FUTURE Use smart tools to plan ahead: Emergency Fund Calculator – Know how long your money will last Goal Tracker – See exactly when you’ll reach savings targets Retirement Planner – Find your financial freedom date GROW YOUR WEALTH Track stocks, crypto, and investments effortlessly. Your complete portfolio, in your pocket. 100% PRIVATE No logins No cloud No tracking Everything stays on your device. BUILT FOR YOU Custom categories, icons & themes Multi-currency support Simple import & export Works fully offline Start your journey to financial clarity today. Try MoneyTool free — upgrade anytime. No pressure, no data games. Privacy Policy: https://themoneytool.com/privacy-policy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what's due, when, and from which account, without handing your bank login to anyone. PayView keeps your bills, subscriptions, expenses and accounts in one clean, private place. No sign-up, no bank connection, no ads. ASK PAYVIEW - Ask questions like "What's due this week?", "Can I afford $625 a month?" or "When will I be debt-free?" - Answers are worked out on your iPhone from your own bills, so the numbers always match the app - Uses Apple Intelligence on supported iPhones, and works on every iPhone BILLS AND SUBSCRIPTIONS - Weekly, every two weeks, twice a month, monthly, quarterly, every six months or yearly - Autopay bills mark themselves paid on their due date - Free-trial tracking with a reminder the day before the trial ends - Link each bill to the account it's paid from - Scan a bill or receipt from a photo, PDF or your camera, and PayView fills in the details - Quick Start: tap the bills you have and see what they cost each month and year EXPENSES - Track one-time spending like gas, meals and hotels next to your bills - Use the built-in categories or create your own - Tag a trip or project, mark what's reimbursable, and export a PDF or spreadsheet report INSIGHTS - Safe to spend: what's left after the bills due before each paycheck - Debt payoff plan: highest interest first or smallest first, with extra payments - Credit card usage, what changed this month, and when your money goes out - Drag sections into the order you like and hide the rest CALENDAR - See every due date, expense and the month's total at a glance - Tap a day to see what's due and check payments off LOANS AND CREDIT - Watch balances go down as you mark payments paid, with interest counted - Estimated payoff date that updates as you pay, including extra payments REMINDERS - Pick how many days before and what time - Each reminder names the bill, amount, due date and paying account, or reminds you to have the money ready - Low-balance warnings, a check-in when something's unpaid, and a Sunday summary PRIVATE BY DESIGN - Face ID lock - Your bills and balances stay on your iPhone, with an automatic backup to your own iCloud Drive that you can turn off Also: notes linked to bills with a built-in calculator, and light and dark mode. PayView is a tracking tool, not financial advice. Payoff dates and Ask PayView answers are estimates based on what you enter.