Pave vs PayView

Pave is the private expense tracker and budget planner built for people who want real control of their money — not another app that links your bank account and sells your data. Track every dollar. Build smarter habits. Watch your savings grow. Everything stays on your device — always. WHY PAVE IS DIFFERENT Most budgeting apps are cluttered, slow, and demand your banking login. Pave is the opposite: fast, private, and genuinely beautiful. No account. No cloud. No bank connection. No data selling. Just you and your money. TRACK SPENDING IN SECONDS Logging an expense or income is faster than unlocking your phone. A big, thumb-friendly keypad, one-tap categories, optional notes — done. Add your own custom categories with any icon and color. ONE CLEAR MONTHLY BUDGET See exactly how much you have left to spend this month at a glance. Set an overall budget plus per-category limits (Groceries, Transport, Eating Out, anything), and Pave tracks your pace automatically so you know if you're on track or overspending. BUDGET ALERTS Get a heads-up notification when you're nearing or passing a budget — so you adjust before the month gets away from you. RECURRING & SUBSCRIPTIONS Set rent, salary, Netflix or any repeating transaction once and Pave logs it for you. A dedicated screen shows everything you pay on repeat and your total monthly recurring cost. INSIGHTS THAT ACTUALLY HELP Beautiful, interactive charts for any period — day, week, month, year, or a custom range. See where your money goes by category, income vs. expenses over time, your biggest expense, top spending category, savings rate, and your spending pattern by day of the week. SMART SEARCH & FILTERS Find any transaction instantly. Filter your full history by date, custom range, amount, category, type, or recurring status. MULTIPLE ACCOUNTS Keep Personal, Business, Cash, or Family budgets cleanly separated — each with its own currency, budget, and transactions. PRIVATE BY DESIGN Protect everything with Face ID / Touch ID. Your financial data never leaves your iPhone. No sign-up, no tracking, no ads. YOUR DATA, YOUR CONTROL Full backup & restore in one tap, plus CSV export for spreadsheets and tax season — and CSV import to bring your history with you. BUILT FOR EVERYONE Available in English, Spanish, French, German, and Chinese, with full Dynamic Type and VoiceOver support. PRIVACY FIRST — ALWAYS Pave works completely offline. We never collect, store, or sell your financial information. Your money is your business. Download Pave today and finally feel in control of where your money goes.

Know what's due, when, and from which account, without handing your bank login to anyone. PayView keeps your bills, subscriptions, expenses and accounts in one clean, private place. No sign-up, no bank connection, no ads. ASK PAYVIEW - Ask questions like "What's due this week?", "Can I afford $625 a month?" or "When will I be debt-free?" - Answers are worked out on your iPhone from your own bills, so the numbers always match the app - Uses Apple Intelligence on supported iPhones, and works on every iPhone BILLS AND SUBSCRIPTIONS - Weekly, every two weeks, twice a month, monthly, quarterly, every six months or yearly - Autopay bills mark themselves paid on their due date - Free-trial tracking with a reminder the day before the trial ends - Link each bill to the account it's paid from - Scan a bill or receipt from a photo, PDF or your camera, and PayView fills in the details - Quick Start: tap the bills you have and see what they cost each month and year EXPENSES - Track one-time spending like gas, meals and hotels next to your bills - Use the built-in categories or create your own - Tag a trip or project, mark what's reimbursable, and export a PDF or spreadsheet report INSIGHTS - Safe to spend: what's left after the bills due before each paycheck - Debt payoff plan: highest interest first or smallest first, with extra payments - Credit card usage, what changed this month, and when your money goes out - Drag sections into the order you like and hide the rest CALENDAR - See every due date, expense and the month's total at a glance - Tap a day to see what's due and check payments off LOANS AND CREDIT - Watch balances go down as you mark payments paid, with interest counted - Estimated payoff date that updates as you pay, including extra payments REMINDERS - Pick how many days before and what time - Each reminder names the bill, amount, due date and paying account, or reminds you to have the money ready - Low-balance warnings, a check-in when something's unpaid, and a Sunday summary PRIVATE BY DESIGN - Face ID lock - Your bills and balances stay on your iPhone, with an automatic backup to your own iCloud Drive that you can turn off Also: notes linked to bills with a built-in calculator, and light and dark mode. PayView is a tracking tool, not financial advice. Payoff dates and Ask PayView answers are estimates based on what you enter.