Comparison

Envelopes vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Envelopes

This app helps you manage your money by allocating funds into different spending categories, or "envelopes." You can quickly log expenses to track where your money goes and then refill your envelopes as needed to reach your financial goals.

Highlights
  • Envelope budgeting system
  • Expense logging
  • Financial goal tracking
  • Money allocation
  • Spending mindfulness
Features
Read full description

The Envelopes app empowers you to gain control over your finances. Allocate money to "Envelopes", different buckets of your spending. As you spend money, quickly log your expenses and be mindful where your money goes. At the end of the week, month, or when you pay check comes in, refill the envelopes and celebrate your steps towards wealth. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splitly

Features
Read full description

Splitly – Your Smart Income Splitter & Budget Planner Take control of your money like never before. Splitly helps you manage your monthly income by automatically dividing it across essential categories — expenses, investing, saving, fun, and more. Whether you're working toward financial freedom, embracing stoic discipline, or just want to spend smarter, Splitly makes it easy and rewarding. Features: Enter your monthly income and main expenses Automatically split the rest into smart categories Choose your mindset: Stoic, Growth, YOLO, Balanced, or Chaos Visualize your spending with elegant pie charts and bar charts Generate PDF budget reports instantly Light & Dark mode with beautiful design Motivational quotes to inspire better money habits Built for Discipline and Freedom Splitly isn't just another expense tracker — it helps you plan ahead with intention. Every month is a new opportunity to grow, save, and enjoy life.

Screenshots

Envelopes4 screens
Splitly4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitly at none against Envelopes's 2. Splitly also leads on iOS requirement (16.6 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Envelopes sells 2 in-app purchases, starting at $0.99 per month. Splitly asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Envelopes versus Splitly: the parameters behind the verdict, then further details
ParameterEnvelopesSplitly
PriceFreeFree
Rating5.0 (7 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings7 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.016.6 — better
Further details — not scored
Size9 MB23 MB
Age rating4+4+
DeveloperJOSCHUA GLAUAbdullah Sulaiman

In-app purchases

2 purchases

Envelopes

Subscriptions2
  • Monthly$0.991 Month
  • Yearly7 Days trial$4.991 Year
None

Splitly

No in-app purchases

Questions

Is Envelopes free?
Envelopes is free to download, with in-app purchases available.
Is Splitly free?
Splitly is free to download, with no in-app purchases.
Do Envelopes or Splitly have ads?
Neither Envelopes nor Splitly shows ads.

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