Comparison

Hamro Pay vs eSewa Business

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Hamro Pay

Features
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Hamro Pay is Nepal's emerging digital wallet and payment platform, designed to make your financial transactions simple, secure, and seamless. Whether you're paying bills, transferring funds, or managing expenses, Hamro Pay is your trusted partner for a smarter, hassle-free financial journey. Why Hamro Pay? Hamro Pay is more than just a payment platform; it's your financial assistant, simplifying your financial life. Enjoy unmatched convenience, top-notch security, and real-time support, while unlocking exclusive offers and rewards. Key Features That Set Us Apart: ● Effortless Payments and Money Transfers Send money instantly to friends, family, or directly to bank accounts with just a few taps. ● Mobile and Data Pack Recharge Stay connected with quick and easy top-ups for your mobile phones and data packs. ● Comprehensive Bill Payments Pay your: ● Electricity bills ● Water bills ● Internet bills ● TV bills ...in just a few clicksβ€”on time, every time. ● Multi-Language Support Use the app in your preferred language, including: ● English ● Nepali ● Nepal Bhasa ● Maithili ● Doteli ● Tharu ● Bill Payment Reminders Never miss a due date with timely bill payment reminders, keeping your finances on track effortlessly. ● Request Money with Ease Need funds? Use the "Ask Money" feature to send requests to loved ones effortlessly. ● Expense Splitting Simplify group expenses with features to split and track costs, making shared payments stress-free. ● Exciting Offers and Cashback Enjoy exclusive deals, rewards, and cashback on your transactions. ● Universal QR Payments Scan and pay seamlessly at stores, markets, and local businesses with wide QR code compatibility. ● Track Spending with Ease Understand and manage your money better with simple spending summaries and insights. ● Event Ticketing Discover and book tickets for shows, events, and activities directly through the app. ● Link Bank Accounts for Direct Payments Securely link your bank accounts and pay directly without any hassle. ● Flight and Bus Ticketing Book flights and bus tickets with ease, right from the app, for your hassle-free travel planning. ● Government Payments Simplify your obligations by paying government-related fees and taxes securely through Hamro Pay. ● Audio Notifications Stay informed with real-time audio alerts for transactions. ● 24/7 Chat Support We're always here for you! Get instant help, anytime you need it. Secure, Simple, and User-Friendly With cutting-edge security features and an intuitive interface, Hamro Pay ensures your transactions are safe, reliable, and effortless. Download Hamro Pay today and experience the future of digital payments in Nepal!

About

eSewa Business

Features
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Streamline your business process & expand your customer base with eSewa. eSewa Business is a mobile application that will help you monitor digital payments effortlessly and in a more convenient way. You can maintain a record of your transactions and enhance business flow by reaching a wider customer base. Customer engagement will be made smoother with engaging campaigns on the eSewa app. You can also scan and validate the vouchers that are available from the voucher scan option. The features of this app are: View Transaction Statement: Keeping track of your business activities is easier with the neat statement view feature available in the app. Simply go to the transaction statement and view your payment details. Withdraw Funds: The app allows you to withdraw funds almost in a fraction of a second. You can instantly withdraw funds from your merchant wallet to your linked bank account or eSewa wallet. Campaign Request: Plan campaigns that will keep your customers engaged, then request and get them verified by eSewa. In this way, you can easily run campaigns that benefit your business. Scan Voucher: You can scan the campaign vouchers for verification. User Creation: User access can be added or removed. To improve efficiency, create multiple merchant wallet login users and assign roles. How to use eSewa Business App? 1. Open the eSewa Business app. 2. Login with your credentials. Please note that you must register as an eSewa Business to log in. If you’re not registered, do it now; and then receive your login credentials. 3. After log in you will see the dashboard. 4. At the top you can view your available Balance: Withdrawable Balance is the balance that can be transferred to your linked bank account or eSewa ID Pending Balance is the balance that is yet to be realized Lien Balance is the balance that has been put on hold 5. You can now view all the In and Out Payments from the Payment section. 6. From "Scan QR" you can scan the available vouchers. 7. You can add campaigns from the "Campaign" option; after getting the campaign request approval. 8. On "Vouchers" you can see your available vouchers. 9. Now click on the "Profile" icon on the top left side; here you can add pictures, view your information, change your Password, and TPIN, and add users as well.

Screenshots

Hamro Pay4 screens
eSewa Business4 screens

Verdict

The call

Hamro Pay and eSewa Business are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 8, 2026 and November 11, 2026 respectively.

ScorecardNo meaningful differences
Hamro Pay versus eSewa Business: the parameters behind the verdict, then further details
ParameterHamro PayeSewa Business
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 β€” better15.5
Further details β€” not scored
Size88 MB79 MB
Age rating4+4+
DeveloperHamro PatroESEWA LTD.

In-app purchases

None

Hamro Pay

No in-app purchases

None

eSewa Business

No in-app purchases

Questions

Is Hamro Pay free?
Hamro Pay is free to download, with no in-app purchases.
Is eSewa Business free?
eSewa Business is free to download, with no in-app purchases.
Do Hamro Pay or eSewa Business have ads?
Neither Hamro Pay nor eSewa Business shows ads.
Which is updated more often, Hamro Pay or eSewa Business?
Hamro Pay ships an update every 2 months, and eSewa Business every 2 months. Most recently, Hamro Pay was updated on November 8, 2026 and eSewa Business on November 11, 2026.

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