Comparison

99Fi vs PDX Beam

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money home—even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

About

PDX Beam

This app facilitates fast and secure cryptocurrency payments for consumers and offers instant fiat settlements for merchants at lower fees than traditional platforms. It aims to make digital assets usable for everyday transactions.

Highlights
  • Fast crypto payments
  • Instant fiat settlements
  • Lower transaction fees
  • Global acceptance
  • Secure and compliant system
Features
Read full description

PDX Beam – Fast & Secure Crypto Payments Seamless Crypto Payments, Instant Fiat Settlements PDX Beam revolutionizes digital payments by enabling fast, secure, and hassle-free transactions using cryptocurrency. Say goodbye to high fees and slow processing times of traditional payment platforms—PDX Beam allows consumers to pay effortlessly with crypto while merchants receive instant or same-day fiat settlements at significantly lower costs. Why Choose PDX Beam? 1. Instant or Same-Day Cash Settlements – Merchants receive funds in fiat currency quickly, eliminating volatility concerns. 2. Lower Fees – Enjoy reduced transaction costs compared to traditional payment processors and other crypto payment platforms. 3. Smooth & Seamless Transactions – Designed for effortless consumer payments, with a simple and intuitive interface. 4. Global Acceptance – Enables crypto integration into the mainstream economy, making digital assets usable for everyday transactions. How It Works 1. Pay with Crypto – Consumers can make purchases quickly and securely using cryptocurrency. 2. Merchant Benefits – Businesses accept crypto with ease and receive fiat settlements directly. 3. Secure & Compliant – A proprietary system designed for compliance, efficiency, and security. PDX Beam transforms cryptocurrency into a true digital currency for everyday use. Download now and experience the future of payments!

Screenshots

99Fi4 screens
PDX Beam4 screens

Verdict

The call

The clearest difference is update cadence: PDX Beam at every 3 weeks against 99Fi's every 2 months. 99Fi's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

99Fi ships an update every 2 months, PDX Beam every 3 weeks. The most recent releases landed on October 25, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
99Fi versus PDX Beam: the parameters behind the verdict, then further details
Parameter99FiPDX Beam
PriceFreeFree
Rating—5.0 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size46 MB84 MB
Age rating17+4+
Developer99Lan IncPDX GlobalPay (USA) Inc.

In-app purchases

None

99Fi

No in-app purchases

None

PDX Beam

No in-app purchases

Questions

Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Is PDX Beam free?
PDX Beam is free to download, with no in-app purchases.
Do 99Fi or PDX Beam have ads?
Neither 99Fi nor PDX Beam shows ads.
Which is updated more often, 99Fi or PDX Beam?
99Fi ships an update every 2 months, and PDX Beam every 3 weeks. Most recently, 99Fi was updated on October 25, 2026 and PDX Beam on October 30, 2026.

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