99Fi vs Rasto
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
99Fi
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99fi gives U.S.-based immigrants access to instant credit so they can send money homeβeven before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.
Rasto
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Pay anyone, anywhere in seconds. Rasto feels like your favorite instant-pay app, but for the whole world. Send money to bank accounts abroad with live exchange rates, no fees, and real-time tracking, no hidden markups, ever. Why people choose Rasto 1. Instant, global transfers β Move money across borders in seconds, 24/7. 2. Transparent pricing β See the fee, the rate, and the exact amount your recipient will get before you send. 3. No fees β Keep more of your money with simple, predictable pricing. 4. Settle to bank accounts β Funds arrive directly in local currency. 5. Feels like local instant pay β The simplicity of UPI/PayNow/Pix, but international. 6. Pay by @username or directly to bank β No IBAN or routing numbers required. 7. Real-time tracking & receipts β Status updates, a transaction ID, and shareable proof of payment. 8. Send again in a tap β Save favorites and recents for faster repeats. 9. Local funding options β Use methods like SEPA Instant, Faster Payments where available.
Screenshots
Verdict
The clearest difference is ads: 99Fi at none against Rasto's shown. 99Fi also leads on iOS requirement (12.0 vs 16.4). Rasto's advantage is update cadence (every 2 weeks vs every 2 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
99Fi ships an update every 2 months, Rasto every 2 weeks. Both last shipped on October 11, 2026.
| Parameter | 99Fi | Rasto |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 2 weeks β better |
| Ads | No β better | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 β better | 16.4 |
| Further details β not scored | ||
| Size | 46 MB | 101 MB |
| Age rating | 17+ | 4+ |
| Developer | 99Lan Inc | Rasto Inc. |
In-app purchases
99Fi
No in-app purchases
Rasto
No in-app purchases









