Comparison

99Fi vs LoisPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

99Fi

Features
Read full description

99fi gives U.S.-based immigrants access to instant credit so they can send money home—even before payday. No more waiting to support your loved ones. With 99fi, you can send now and pay later, securely and stress-free. What 99fi Offers: Send now, pay later: Get access to credit to send money home anytime. No hidden fees: Simple, clear repayment terms. Fast and secure: Your remittance is safe and arrives quickly. Built for immigrants: Designed for people living in the U.S. who want better ways to support family back home. Start sending smarter. Download 99fi and take control of your remittances today.

About

LoisPay

Features
Read full description

Welcome to LoisPay, the simple, secure, and fast way to manage your money right from your phone. LoisPay is designed to make your financial life easier, whether you're sending cash to a friend, paying your monthly bills, or topping up your mobile on the go. Experience True Financial Freedom: LoisPay puts you in control of your finances with a clean, intuitive interface and powerful features. Say goodbye to long queues and complicated banking apps. With LoisPay, everything is just a few taps away. KEY FEATURES: SEND & RECEIVE MONEY: Transfer funds to friends and family with just their phone number or username. It’s quick, secure, and completely hassle-free. ADD MONEY WITH EASE: Top up your LoisPay wallet using your bank account, debit card, or other convenient methods. Your funds are available to use in seconds. FLEXIBLE WITHDRAWAL OPTIONS: Need cash? Easily withdraw money from your LoisPay wallet to your linked bank account or at participating agent locations. MOBILE TOP-UP: Running low on mobile credit? Recharge any prepaid mobile number for yourself or your loved ones directly from the app. All major carriers are supported. BILL PAYMENTS: Forget about due dates! Pay all your bills—from utilities and internet to credit cards and more—all in one place. Set up reminders so you never miss a payment again.

Screenshots

99Fi4 screens
LoisPay3 screens

Verdict

The call

The clearest difference is update cadence: LoisPay at every 4 days against 99Fi's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

99Fi ships an update every 2 months, LoisPay every 4 days. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.

Scorecard1 real difference · 5 level
99Fi versus LoisPay: the parameters behind the verdict, then further details
Parameter99FiLoisPay
PriceFreeFree
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better13.0
Further details — not scored
Size46 MB34 MB
Age rating17+4+
Developer99Lan IncLOIS GROUP LTD

In-app purchases

None

99Fi

No in-app purchases

None

LoisPay

No in-app purchases

Questions

Is 99Fi free?
99Fi is free to download, with no in-app purchases.
Is LoisPay free?
LoisPay is free to download, with no in-app purchases.
Do 99Fi or LoisPay have ads?
Neither 99Fi nor LoisPay shows ads.
Which is updated more often, 99Fi or LoisPay?
99Fi ships an update every 2 months, and LoisPay every 4 days. Most recently, 99Fi was updated on September 9, 2026 and LoisPay on September 19, 2026.

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