Comparison

Wally vs Budget Simple

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wally

Manage your finances by tracking income, expenses, and bills. Visualize spending habits with charts and get AI-powered budgeting advice. Keep all your financial accounts in one place without needing bank connections.

Highlights
  • Paycheck schedule setup
  • All financial accounts in one place
  • Bill due date scheduling
  • Expense tracking and insights
  • Income vs. expenses comparison
  • AI budgeting assistance
Features
Read full description

Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy

About

Budget Simple

Effortlessly track expenses by snapping photos of receipts. Visualize spending with clear charts, set savings goals, and gamify your budgeting with streaks and XP. Share progress with friends for accountability.

Highlights
  • AI receipt scanning
  • Visual spending breakdowns
  • Savings goal setting
  • Gamified budgeting (streaks, XP)
  • Shared budgeting
  • Recurring transaction management
  • Data export
Features
Read full description

Budget Simple. — Finally, a budgeting app you'll actually use. Track your money without the spreadsheet. A calm new design, a chat that knows your spending, and the small habits that make a budget stick. What makes Budget Simple different: 1. A calmer way to look at your money Home, Calendar, Insights, and Profile have been redesigned. Clear type, your category colors, and one consistent green. See what's left this month without a finance degree. 2. Ask about your own spending Open the chat on Insights and ask where the money went, what a category cost, or what is worth cutting back. Suggested questions are right there. The chat is part of Premium. The charts are free. 3. Snap a receipt, skip the typing Point your camera at a receipt. Smart Import reads it, categorizes it, and can leave out lines you don't want, like a card payment. 4. Set goals, watch them grow Saving for something? Create a goal, contribute automatically, and see the progress build. 5. Build streaks, earn XP Log a transaction, or check in on a no-spend day. Achievements make the habit easier to keep. 6. Share with friends Compare spending, stay accountable, and push each other toward a goal. 7. Recurring transactions, handled Rent, paychecks, subscriptions. Set them once. They land on the right day, including the end of the month. 8. Reminders that sound like a person A morning check-in says good morning. A bill and a paycheck are not described the same way. 9. Export anytime Download your data as a spreadsheet whenever you need it. Export is part of Premium. Budget Simple is for students, freelancers, couples, or anyone tired of complicated finance apps. No ads. No selling your data. Just a cleaner way to understand your money. Subscription Terms: Budget Simple Premium unlocks the spending chat, unlimited Smart Import, and export. Length: 1 month (auto-renewable) Price: Shown in your local currency on the App Store Auto-renewal: Renews unless you cancel at least 24 hours before the current period ends Manage or cancel anytime in your App Store account settings By subscribing, you agree to our: Terms of Use: https://budget-simple.com/terms Privacy Policy: https://budget-simple.com/privacy

Screenshots

Wally4 screens
Budget Simple4 screens

Verdict

The call

The clearest difference is review sentiment: Budget Simple at 100% against Wally's 42%. Wally's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wally sells 2 in-app purchases, starting at $2.99 per month and Budget Simple sells 1 in-app purchase, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Wally ships an update weekly, Budget Simple fortnightly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Wally versus Budget Simple: the parameters behind the verdict, then further details
ParameterWallyBudget Simple
PriceFreeFree
Rating4.8 (20 ratings) — better—
Positive reviews41.7% of reviews100.0% of reviews — better
Number of ratings20 — better—
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS16.1 — better17.6
Further details — not scored
Size102 MB11 MB
Age rating4+4+
DeveloperSalman LarteyZichen Liu

Customer experience

Wally

All ratings20 ratings
Positive90.0%
Neutral10.0%
Negative0.0%
Written reviews12 reviews
Positive41.7%
Neutral25.0%
Negative33.3%

Budget Simple

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Wally

Subscriptions2
  • All Access7 Days trial$2.991 Month
  • All Access7 Days trial$24.991 Year
1 purchases

Budget Simple

Subscriptions1
  • Simple. Premium$3.991 Month

Questions

Is Wally free?
Wally is free to download, with in-app purchases available.
Is Budget Simple free?
Budget Simple is free to download, with in-app purchases available.
Do Wally or Budget Simple have ads?
Neither Wally nor Budget Simple shows ads.
Which is updated more often, Wally or Budget Simple?
Wally ships an update weekly, and Budget Simple fortnightly. Most recently, Wally was updated on October 25, 2026 and Budget Simple on October 24, 2026.

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