Wally vs Wally
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Wally
Manage your finances without linking bank accounts. Track income, expenses, and bills with automated balance updates and customizable spending categories. Get insights into your spending habits and saving potential.
- No bank login required
- Automated payday balance updates
- Customizable spending categories
- Bill reminders
- Spending analysis charts
- Household budgeting
- In-app assistant for financial insights
- Face ID lock
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Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy
Wally
This app helps you manage your daily income and expenses to gain control over your finances. Track spending habits, understand where money goes, and make informed financial decisions with detailed analytics and transaction history.
- Multi-currency and cryptocurrency support
- Multiple wallet management
- Quick income/expense entry
- Recurring transaction setup
- Inter-wallet transfers
- Detailed analytics and charts
- Transaction history with search/filters
- Expense profiles
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Wally — Watch My Wallet is a convenient and fast budget tracker for managing your daily income and expenses. The app helps you stay in control of your finances, track your spending habits, and better understand where your money goes. With Wally, you get: • Support for almost all currencies, including cryptocurrencies • The ability to manage multiple wallets at the same time • Quick income and expense entry with convenient categories and icons • Recurring transactions with flexible rules • Transfers between wallets • Analytics by day, month, and year: charts, stats, and period comparisons • Transaction history with fast search and powerful filters • Profiles to separate personal, work, and family expenses Wally helps you track expenses in seconds, see the full picture of your finances, and make more confident financial decisions every day.
Screenshots
Verdict
The clearest difference is in-app purchases: Wally at none against Wally's 2. Wally also leads on rating (5.0 vs 4.8). Wally's advantage is ratings volume (20 vs 2). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wally sells 2 in-app purchases, starting at $2.99 per month. Wally asks for nothing beyond the download.
Wally holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wally has 20 ratings behind it against 2, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 30, 2026 and October 28, 2026 respectively.
| Parameter | Wally | Wally |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (20 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 42.9% of reviews | — |
| Number of ratings | 20 — better | 2 |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.1 | 16.0 — better |
| Further details — not scored | ||
| Size | 102 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | Salman Lartey | Aleksandrs Voznarskis |
Customer experience
Wally
Wally
In-app purchases
Wally
- All Access7 Days trial$2.991 Month
- All Access3 Days trial$29.991 Year
Wally
No in-app purchases









