Comparison

Budget Manager vs Splitko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Manager

Gain control of your finances by planning and tracking your income and expenses. This app helps you understand spending habits, compare planned versus actual spending, and monitor investments to make smarter financial decisions.

Highlights
  • Track income and expenses
  • Plan future transactions
  • Compare planned vs actual spending
  • Manage multiple accounts and currencies
  • Monitor investments
  • Analyze monthly and yearly balance
Features
Read full description

Take control of your money. Plan. Track. Improve. Budget Manager is more than an expense tracker. It helps you understand where your money goes and make smarter financial decisions. • Plan what you expect to spend. • Track what you actually spend. • Compare planned vs actual. That’s how real financial control begins. WHAT YOU CAN DO • Track income and expenses Add expenses, income, transfers and investments easily. • Plan future transactions Add recurring or one-time entries and see their impact in advance. • Compare planned vs actual spending Identify overspending instantly and improve your monthly results. • Manage multiple accounts and currencies Bank accounts, PayPal and other accounts in different currencies. • Monitor investments Track buys, sells and portfolio performance. • Analyse monthly and yearly balance Understand which categories affect your budget the most. WHY BUDGET MANAGER? Tracking alone is not enough. Planning makes the difference. With daily use, you will: • Reduce unnecessary expenses • Improve your savings • Plan future investments • Gain full clarity over your personal finances Download Budget Manager and start making smarter financial decisions today.

About

Splitko

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

Highlights
  • AI receipt scanning
  • Live receipt splitting
  • Group expense management
  • Smart settle up
  • Household budget tracking
  • Offline functionality
  • Multi-currency support
Features
Read full description

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Budget Manager4 screens
Splitko4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Manager at none against Splitko's 2. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitko sells 2 in-app purchases, starting at $2.99 per month. Budget Manager asks for nothing beyond the download.

UpkeepUpdate frequency

Budget Manager ships an update every 9 days, Splitko every 5 days. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Budget Manager versus Splitko: the parameters behind the verdict, then further details
ParameterBudget ManagerSplitko
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size31 MB66 MB
Age rating17+4+
DeveloperAlessandro Dal GobboMichal Lelek

Customer experience

Budget Manager

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Splitko

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Budget Manager

No in-app purchases

2 purchases

Splitko

Subscriptions2
  • Splitko Premium Monthly$2.991 Month
  • Splitko Premium Yearly$22.991 Year

Questions

Is Budget Manager free?
Budget Manager is free to download, with no in-app purchases.
Is Splitko free?
Splitko is free to download, with in-app purchases available.
Do Budget Manager or Splitko have ads?
Neither Budget Manager nor Splitko shows ads.
Which is updated more often, Budget Manager or Splitko?
Budget Manager ships an update every 9 days, and Splitko every 5 days. Most recently, Budget Manager was updated on October 16, 2026 and Splitko on October 24, 2026.

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