MyGeojit vs KMS Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyGeojit
Manage all your investments and financial accounts from a single platform. Track family portfolios, analyze trades with advanced journaling, and access essential financial statements and services.
- 360° Investment Dashboard
- Family Portfolio Management
- Advanced Trade Journal with Tagging
- Access Multiple Financial Products
- Online IPO, OFS, and Buyback Applications
- View Financial Statements
- Ticket Management & Tracking
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MyGeojit is your one-stop platform for effortless investment management and account services. Designed to provide a seamless user experience, the app offers: • 360° Dashboard: Get a comprehensive view of all your investments at a glance. • Family Portfolio: Consolidate and manage the holdings of your entire family in one place. • Advanced Trade Journal: Use the tagging feature to categorize trades by strategy, asset class, or sentiment, and analyze performance through advanced filters. • Access Multiple Products: View profiles and reports for a range of products, including PMS, Mutual Funds, Commodity Derivatives, Margin Trading, and more. • Account Services Made Easy: Submit service and change requests directly from the app. • Online IPO, OFS, and Buyback Applications: Apply for opportunities online and track past applications. • Access Essential Statements: View Profit & Loss statements, Holding Statements, Transaction details, and more for Trading and Depository accounts. • Extensive Support Resources: Access a comprehensive library of FAQs, tutorials, and troubleshooting guides. • Ticket Management & Tracking: Easily raise service tickets and track them for quick resolution.
KMS Smart
Discover personalized welfare schemes and income opportunities based on your profile. This AI-powered platform helps Indian citizens identify eligibility for government programs, understand potential benefits, and find relevant earning avenues. It provides step-by-step application guides and policy updates.
- AI-powered scheme eligibility assessment
- Personalized benefit score and estimates
- Step-by-step application guides
- Income and earning opportunity identification
- Browse over 670 welfare schemes
- Latest policy and budget updates
- Multi-language support (English, Hindi, Telugu, Kannada)
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DISCLAIMER: KnowMySchemes (KMS) is a private, independent platform. It is NOT an official government app and is NOT affiliated with, authorized by, or endorsed by any government entity or political party. DATA SOURCES: All scheme information is sourced from publicly available government portals, including but not limited to: MyScheme (myscheme.gov.in), India.gov.in, and various state-level department websites. Users should verify all details on official government websites before applying. KnowMySchemes — Welfare Intelligence for Citizens Discover welfare schemes personalized for YOU. KnowMySchemes uses advanced AI to help Indian citizens identify which welfare programs they may be eligible for based on their unique profile, occupation, and location. KMS SMART — AI IMPACT ANALYZER Use our AI-powered analyzer to understand potential benefits. Simply describe your profile in your own words — including occupation, location, and income — and get an instant report featuring: Potential eligibility for specific welfare schemes A personalized benefit score and estimated annual benefit amount Step-by-step guides on how to apply Income and earning opportunities relevant to your profile BROWSE 670+ SCHEMES Access a curated database of central and state welfare schemes across Agriculture, Education, Housing, Women Empowerment, Healthcare, and more. INCOME OPPORTUNITIES Proactively identify real earning opportunities based on your skills. Find export markets for farmers, skill programs for artisans, or business grants for entrepreneurs. LATEST POLICY UPDATES Stay informed with updates on welfare policy announcements and budget news relevant to your profile. LANGUAGE SUPPORT English Telugu Hindi kannada PRIVACY & SECURITY Secure OTP-based login 256-bit SSL encryption Fully compliant with the DPDP Act 2023. Your data is never sold. Website: www.knowmyschemes.com Support: support@knowmyschemes.com
Screenshots
Verdict
The clearest difference is in-app purchases: MyGeojit at none against KMS Smart's 1. MyGeojit also leads on ads (none vs shown) and iOS requirement (13.0 vs 15.1). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. KMS Smart sells 1 one-off in-app purchase. MyGeojit asks for nothing beyond the download.
MyGeojit ships an update every 3 weeks, KMS Smart monthly. The most recent releases landed on October 17, 2026 and October 6, 2026 respectively.
| Parameter | MyGeojit | KMS Smart |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (5 ratings) — better |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | — | 5 — better |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 42 MB | 30 MB |
| Age rating | 17+ | 4+ |
| Developer | Geojit Financial Services Ltd | Manikanth Muthuvarapu |
In-app purchases
MyGeojit
No in-app purchases
KMS Smart
- KnowMySchemes Pro$14.99









