Comparison

BuddySplit vs Subscription Tracker & Bills

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BuddySplit

Features
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HOW BUDDYSPLIT WORKS CREATE GROUPS IN SECONDS Set up a group for any shared expense scenario. Choose a name, select a category (Trip, Event, House, Utility, or Other), pick your currency, and add a custom photo. Whether it's a weekend getaway, monthly rent, or a dinner party, get started in seconds. INVITE MEMBERS YOUR WAY Share your group using a secure 6-digit code, QR code scan, or shareable deep link. Members join instantly and all expenses sync in real-time. You can even add placeholder members for people who haven't joined yet - they'll automatically inherit their expenses when they sign up with the same email. ADD EXPENSES WITH FLEXIBILITY Record who paid and choose how to split the cost with four powerful splitting methods: - Equal Split - Divide evenly among selected members - Unequal Split - Set custom dollar amounts for each person - Percentage Split - Allocate by percentage (e.g., 60/40) - Share Split - Divide by ratios (e.g., 2:1:1 shares) AUTOMATIC BALANCE CALCULATION BuddySplit continuously calculates who owes what using smart debt optimization algorithms. Instead of tracking every individual transaction, our system simplifies debts to minimize the number of payments needed. View balances at a glance with clear debtor/creditor relationships and real-time updates. TRACK SPENDING & ANALYTICS Access comprehensive spending insights with member-specific breakdowns. View total group spending, see what you've paid versus your share, analyze individual contributions, and filter by time periods (All Time, Monthly, or custom ranges). The Member Balance Dashboard shows exactly where everyone stands financially. RECORD PAYMENTS & SETTLE UP When someone pays their share, record it with payment method, date, and optional notes. BuddySplit includes smart overpayment warnings to prevent mistakes and lets you edit or delete payment history if needed. Watch balances update automatically as debts are settled.

About

Subscription Tracker & Bills

Features
Read full description

Stop losing track of what you're paying for every month and start taking control of your money! Between streaming services, gym memberships, software subscriptions, insurance policies, and monthly bills, the recurring charges add up fast. You forget about services you're not using. Free trials quietly convert to full price. Bills slip through the cracks. Before you know it, hundreds of dollars drain from your account each month without you realizing where it all goes. Subscription Tracker puts you back in control. Track every subscription and bill in one place. See exactly what you're paying, when it's due, and how much everything really costs you over time. Get reminded before payments hit so nothing catches you by surprise. Add any recurring payment in seconds. Set up flexible schedules for weekly, monthly, or yearly billing. Track promotional pricing and know exactly when your discount period ends. Mark bills as paid or set them to auto-pay. Organize everything by category to see where your money actually goes. Get smart notifications before every payment is due. See upcoming charges at a glance with home screen widgets. Convert any subscription to weekly, monthly, or annual cost so you can compare apples to apples. Track cancelled subscriptions so you know when they finally end. Sync everything across your devices with iCloud. The insights dashboard shows your total spending broken down by category. Identify which subscriptions cost the most. See how much you're saving by cancelling unused services. Export your data anytime for budgeting or tax purposes. Protect your financial information with Face ID or Touch ID. Works completely offline with no bank account connection required. Your data stays private on your devices and in your personal iCloud. Available in English, Spanish, French, German, Italian, and Portuguese. Take control of your recurring expenses. Download Subscription Tracker and never be surprised by a subscription charge again. Some features require an in-app upgrade. Privacy Policy - https://inspired-apps.co.uk/subscriptions-tracker-privacy-policy/ Terms & Conditions - https://inspired-apps.co.uk/subscriptions-tracker-terms-conditions/

Screenshots

BuddySplit4 screens
Subscription Tracker & Bills4 screens

Verdict

The call

The clearest difference is in-app purchases: BuddySplit at none against Subscription Tracker & Bills's 1. BuddySplit also leads on update cadence (every 2 days vs every 4 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Subscription Tracker & Bills sells 1 one-off in-app purchase. BuddySplit asks for nothing beyond the download.

UpkeepUpdate frequency

BuddySplit ships an update every 2 days, Subscription Tracker & Bills every 4 weeks. The most recent releases landed on October 1, 2026 and October 10, 2026 respectively.

Scorecard2 real differences ยท 4 level
BuddySplit versus Subscription Tracker & Bills: the parameters behind the verdict, then further details
ParameterBuddySplitSubscription Tracker & Bills
PriceFreeFree
Update frequencyEvery 2 days โ€” betterEvery 4 weeks
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhoneiPhone, Apple Watch โ€” better
Requires iOS16.0 โ€” better17.0
Further details โ€” not scored
Size19 MB40 MB
Age rating4+4+
DeveloperSimon MalihDavid Dempsey

In-app purchases

None

BuddySplit

No in-app purchases

1 purchases

Subscription Tracker & Bills

One-time1
  • Lifetime Access$9.99

Questions

Is BuddySplit free?
BuddySplit is free to download, with no in-app purchases.
Is Subscription Tracker & Bills free?
Subscription Tracker & Bills is free to download, with in-app purchases available.
Do BuddySplit or Subscription Tracker & Bills have ads?
Neither BuddySplit nor Subscription Tracker & Bills shows ads.
Which is updated more often, BuddySplit or Subscription Tracker & Bills?
BuddySplit ships an update every 2 days, and Subscription Tracker & Bills every 4 weeks. Most recently, BuddySplit was updated on October 1, 2026 and Subscription Tracker & Bills on October 10, 2026.

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