BuddySplit vs Moon

HOW BUDDYSPLIT WORKS CREATE GROUPS IN SECONDS Set up a group for any shared expense scenario. Choose a name, select a category (Trip, Event, House, Utility, or Other), pick your currency, and add a custom photo. Whether it's a weekend getaway, monthly rent, or a dinner party, get started in seconds. INVITE MEMBERS YOUR WAY Share your group using a secure 6-digit code, QR code scan, or shareable deep link. Members join instantly and all expenses sync in real-time. You can even add placeholder members for people who haven't joined yet - they'll automatically inherit their expenses when they sign up with the same email. ADD EXPENSES WITH FLEXIBILITY Record who paid and choose how to split the cost with four powerful splitting methods: - Equal Split - Divide evenly among selected members - Unequal Split - Set custom dollar amounts for each person - Percentage Split - Allocate by percentage (e.g., 60/40) - Share Split - Divide by ratios (e.g., 2:1:1 shares) AUTOMATIC BALANCE CALCULATION BuddySplit continuously calculates who owes what using smart debt optimization algorithms. Instead of tracking every individual transaction, our system simplifies debts to minimize the number of payments needed. View balances at a glance with clear debtor/creditor relationships and real-time updates. TRACK SPENDING & ANALYTICS Access comprehensive spending insights with member-specific breakdowns. View total group spending, see what you've paid versus your share, analyze individual contributions, and filter by time periods (All Time, Monthly, or custom ranges). The Member Balance Dashboard shows exactly where everyone stands financially. RECORD PAYMENTS & SETTLE UP When someone pays their share, record it with payment method, date, and optional notes. BuddySplit includes smart overpayment warnings to prevent mistakes and lets you edit or delete payment history if needed. Watch balances update automatically as debts are settled.

Tired of unexpected charges on your bank statement? Meet Moon, the most intuitive and private subscription manager designed to help you track spending and never pay for a forgotten trial again. Unlike other finance apps, Moon puts your privacy first. No accounts, no logins, and no bank linking required. Moon runs 100% offline, meaning your data never leaves your device. Just add your subscriptions in seconds and see exactly where your money goes. • All Subscriptions in One Place: A beautiful dashboard to visualize your monthly and yearly commitments. • Smart Billing Reminders: Get notified before a payment is due or a free trial expires. • Free Trial Tracker: Add trials and get a "cancel alert" so you’re never charged unexpectedly. • 100% Private & Offline: No accounts needed. Your data stays on your phone, not on a server.  • Monthly Budget: Set a monthly budget and track how much your recurring bills take out of your limit.  • Categories: Organize your bills and subscriptions exactly the way you want. From students managing streaming services to professionals tracking SaaS tools, Moon is built for anyone who wants to simplify their financial life and stop "subscription creep." Free to use. Forever. All core features at no cost. Upgrade to Moon Premium to unlock unlimited subscriptions, custom budget settings, and optional iCloud sync. Best of all? Pay once, own it forever—no recurring subscription required. Download Moon today and start saving!