MoDebt vs Total Networth

MoDebt is a simple way to track who owes you money and who you owe.

Total Networth helps you see the full picture of your personal finances in one place. Add your assets (savings, investments, property) and liabilities (loans, credit cards, mortgages) to instantly see your net worth. Categorize assets as liquid or non-liquid to understand how much cash you can access. Set savings goals and track your progress with visual progress bars. Quickly update amounts by adding, subtracting, or editing values — no need to re-enter everything. FEATURES: • Net worth dashboard — see your total at a glance • Assets & liabilities — organize what you own and owe • Liquid vs. non-liquid — know your accessible cash • Savings goals — set targets and track progress • Quick updates — add, subtract, or edit amounts instantly • 60+ currencies — choose from worldwide options • PIN lock — protect your data with a 4-digit PIN • Dark mode — easy on the eyes • 100% offline — your data never leaves your device • No accounts — no sign-up required Your privacy matters. All data is stored locally on your device. Nothing is sent to any server. No analytics, no tracking, no ads. Take control of your finances. Know what you own. Know what you owe. Know your worth.