Comparison

Total Networth vs WorthUp

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Total Networth

Features
Read full description

Total Networth helps you see the full picture of your personal finances in one place. Add your assets (savings, investments, property) and liabilities (loans, credit cards, mortgages) to instantly see your net worth. Categorize assets as liquid or non-liquid to understand how much cash you can access. Set savings goals and track your progress with visual progress bars. Quickly update amounts by adding, subtracting, or editing values β€” no need to re-enter everything. FEATURES: β€’ Net worth dashboard β€” see your total at a glance β€’ Assets & liabilities β€” organize what you own and owe β€’ Liquid vs. non-liquid β€” know your accessible cash β€’ Savings goals β€” set targets and track progress β€’ Quick updates β€” add, subtract, or edit amounts instantly β€’ 60+ currencies β€” choose from worldwide options β€’ PIN lock β€” protect your data with a 4-digit PIN β€’ Dark mode β€” easy on the eyes β€’ 100% offline β€” your data never leaves your device β€’ No accounts β€” no sign-up required Your privacy matters. All data is stored locally on your device. Nothing is sent to any server. No analytics, no tracking, no ads. Take control of your finances. Know what you own. Know what you owe. Know your worth.

About

WorthUp

This app helps individuals and families track their net worth privately and securely. Monitor assets, liabilities, and investments with detailed charts and insights. Set financial goals and manage family portfolios with optional cloud sync.

Highlights
  • Offline-first net worth tracking
  • Track assets and liabilities
  • Net worth history charts
  • Financial goal setting
  • Family portfolio management
  • Customizable categories
  • Secure optional cloud sync
Features
Read full description

WorthUp is a private, beautifully designed net worth tracker built for individuals and families who want to take control of their financial future. Track everything in one place β€” bank accounts, investments, real estate, loans, and more. Watch your wealth grow over time with clear charts and insights. --- PRIVATE BY DESIGN --- - Offline-First: Your financial data stays on your device. We do not have access to your data, and no account is required to start tracking. - No Data Sharing: Your information is never shared with us or third parties unless you explicitly choose to enable Cloud Sync. - Local Backups: Take full ownership of your data. Export a local backup file anytime and restore it on any deviceβ€”no internet or cloud account required. - Secure Cloud Sync (Optional): If you choose to sync across devices, use your own Google account for private, encrypted backups that only you can access. --- WHAT YOU CAN DO --- - Add unlimited accounts across assets and liabilities - Track net worth history with 1Y, 2Y, 5Y and All-time charts - Set financial goals and track your progress with milestones - Get reminders to keep your portfolio updated - Manage family portfolios β€” track spouse and family member wealth separately - Switch between individual and household net worth views - Customize categories and account types to match your life --- PREMIUM FEATURES --- Upgrade to WorthUp Premium to unlock: - Full chart history (1Y, 2Y, 5Y and All-time) - Advanced wealth insights and growth tracking - Family portfolio management - Unlimited goals and reminders - Unlimited accounts - Custom categories and account types - App lock with Face ID or Touch ID --- BUILT FOR INDIA --- Indian number formatting, INR currency, and a clean OLED-friendly dark mode designed for Indian users tracking wealth in rupees. --- YOUR DATA, YOUR CONTROL --- - No ads, ever - No data sold to third parties - Works fully offline by default - Manual local backup & restore support Download WorthUp and start tracking what you've built with total peace of mind. Terms of Use : https://jamunlabs.com/terms

Screenshots

Total Networth4 screens
WorthUp4 screens

Verdict

The call

The clearest difference is price: WorthUp at Free against Total Networth's $0.99. WorthUp also leads on device support (3 vs 1) and iOS requirement (13.0 vs 26.0). On ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

WorthUp is free to download; Total Networth costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Scorecard3 real differences Β· 4 level
Total Networth versus WorthUp: the parameters behind the verdict, then further details
ParameterTotal NetworthWorthUp
Price$0.99Free β€” better
Update frequencyβ€”Weekly
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Freemium
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS26.013.0 β€” better
Further details β€” not scored
Size5 MB36 MB
Age rating4+9+
DeveloperDeo Jose Anthonio BalasbasRajat Rajput

In-app purchases

None

Total Networth

No in-app purchases

None

WorthUp

No in-app purchases

Questions

Is Total Networth free?
Total Networth costs $0.99, with no in-app purchases.
Is WorthUp free?
WorthUp is free to download, with no in-app purchases.
Do Total Networth or WorthUp have ads?
Neither Total Networth nor WorthUp shows ads.

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