Fluxi vs Thrust

Fluxi: Expense & Money Manager Take control of your finances with Fluxi, the all-in-one spending tracker and budget tracker designed for simplicity. Whether you are managing personal money, tracking shared budgets with a partner, or looking for a powerful subscription manager, Fluxi makes financial clarity effortless. Stop wondering where your money goes. With Fluxi, you can monitor your expense tracker in seconds and manage your money manager goals without the stress of complex spreadsheets. WHY FLUXI? Most finance apps are too complicated. Fluxi is built for speed and collaboration. From a personal spending tracker to a shared budget for couples budget planning, we help you save money and avoid unwanted renewals. KEY FEATURES: · Subscription Manager: See all your recurring renewals in one list. Never pay for a forgotten service again and save hundreds of dollars yearly. · Shared Budgets & Wallets: Perfect for couples budget management. Share wallets with your partner, friends, or roommates to track joint expenses in real-time. · Smart Expense Tracker: Add transactions in seconds. Categorize your spending and understand your habits with visual reports. · Budget Tracker & Limits: Set monthly limits for categories like food, transport, or entertainment and get alerts before you overspend. · Cloud Sync: Access your data anytime, anywhere. Your financial life is always up to date across all your devices. TRUST & PRIVACY: · No Bank Connection Required: You have total control. Manually log your data for maximum privacy. · Data Export: Easily export your movements to CSV/Excel for your own records. · Secure & Private: Your data is yours. We prioritize security so you can manage your money with peace of mind. PERFECT FOR: · Couples looking for a couples budget and shared expense tool. · Individuals needing a clean money manager and spending tracker. · Users switching from apps like Monefy or PocketGuard for a more complete and shared experience. · Join thousands of users who have simplified their financial life. Download Fluxi today and transform the way you manage your budget! Terms of Use → https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Most people can't answer a simple question: what do I actually own right now? The money's scattered. Current account here, savings there, a bit of crypto, some shares, the flat, the car you'd sell if things got tight. Six apps and a spreadsheet, and the spreadsheet is four months stale. Thrust puts all of it on one screen and then tells you what to do about it. EVERYTHING YOU OWN, IN ONE NUMBER Cash and cards across 20+ currencies with live rates. Crypto held on-chain. Stocks and ETFs (via third-party APIs, currently in preview — prices may be delayed). Property. And the long tail nothing else takes seriously: the car, the gold, the loan to your brother, the stake in a friend's company. Everything converts into one real net worth figure. If you earn in one currency and spend in another, the conversion is handled for you, including in budgets. AND THEN, WHAT TO DO NEXT Other apps show what already happened. Thrust shows what's next. Safe to Spend is one number that answers whether today's purchase is fine. Not a category breakdown you have to interpret — the answer. Budgets track their own pace, project where the month actually lands, and warn you about a cash-flow squeeze while there's still time to do something. AI CFO answers questions in plain English. How long until I hit the deposit? What's changed since last month? Can I afford this? It works with no signal at all, on a plane, in a tunnel, anywhere. GETTING DATA IN, WITHOUT THE CHORE Apple Pay purchases land on their own. Hold the mic and say what you spent. Photograph a receipt. Import a CSV, and Thrust helps untangle the formatting. Or type it in. Rules file things automatically, so your iced matcha lands in Coffee instead of sitting in “misc” forever, and Smart Tags cut across categories when you want a whole trip in one place. AT A GLANCE Nine Home Screen widgets — net worth, balances, safe to spend, spending chart, budget progress, goals, upcoming bills, streak and quick add. A Lock Screen widget. Live Activities while you're out spending. Complications on Apple Watch. THE PART THAT ISN'T NEGOTIABLE Every calculation runs on your iPhone. Not on a server that happens to be encrypted — on your phone. Your amounts and transactions are never sent anywhere. There's no bank login and no aggregator, because there's nothing to connect. Nothing to breach, nothing to sell, no analytics SDK riding along on your financial data. Ghost Mode is the kill switch: flip it and all outgoing traffic stops. iCloud backup is encrypted and yours to control. The architecture isn't a compromise we're working around. It's the reason the app exists. TRY IT WITHOUT COMMITTING Demo Mode fills the app with realistic data so you can look around before you type in a single real number. Built by one person, in the EU, in the open. 12 languages. iPhone on iOS 26 and newer, plus iPad and Mac. Terms of Use (EULA): https://www.thrust.finance/terms Privacy Policy: https://www.thrust.finance/privacy