Comparison

Sahabat CNAF Mobile vs Lendnote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sahabat CNAF Mobile

Features
Read full description

Sahabat CNAF – Teman Digital Perjalanan Pembiayaan Anda Kini mengelola perjalanan pembiayaan CNAF jadi lebih mudah dalam satu aplikasi. Dengan Sahabat CNAF, Anda dapat mengajukan pembiayaan, memantau status pengajuan, mengakses informasi pembiayaan dan dokumen penting, hingga mendapatkan informasi terbaru langsung melalui aplikasi. Fitur Utama Sahabat CNAF Ajukan Pembiayaan dengan Mudah Pilih produk pembiayaan yang sesuai, lakukan simulasi, dan ajukan pembiayaan langsung melalui aplikasi. Konfirmasi eFAP Secara Digital Terima, periksa, dan konfirmasi eFAP langsung melalui Inbox Sahabat CNAF. Pantau Status Pengajuan Pantau perkembangan pengajuan pembiayaan Anda dan dapatkan informasi status pada setiap tahap proses. Informasi Pembiayaan Lihat informasi pembiayaan Anda dengan mudah dalam satu tempat. Dengan Sahabat CNAF, informasi dan layanan pembiayaan Anda menjadi lebih mudah diakses dalam satu aplikasi. Sahabat CNAF Teman Digital Perjalanan Pembiayaan Anda

About

Lendnote

Easily track money lent and borrowed with this intuitive app. It uses AI to parse natural language entries, offers detailed transaction tracking, and provides smart financial insights. Keep all your debt records organized and secure locally on your device.

Highlights
  • AI-powered natural language input
  • Track lending and borrowing transactions
  • Smart dashboard with net balance
  • Statistics and trends analysis
  • PDF statement generation
  • Photo proof for transactions
  • Interest and partial payment tracking
  • Due-date reminders
Features
Read full description

Tired of forgetting who owes you money - or how much you still owe a friend? Lendnote is a simple debt tracker and loan tracker that helps you record every amount you lend and borrow, so no debt ever slips through the cracks. Whether it's a small loan to a friend or money you borrowed last month, Lendnote keeps your personal finances clear, organized, and always up to date. KEY FEATURES SMART AI INPUT Just type naturally - "Lent John $50 for lunch" - and let AI instantly parse it into a structured transaction. No tedious forms. Review and confirm in one tap. TRACK LENDING AND BORROWING Record four transaction types: Lend, Borrow, Collect, and Repay. Every loan becomes a clear debt record you can follow from start to settled. SMART DASHBOARD See your net balance at a glance - total money owed to you, total you owe, due-soon reminders, and your most recent transactions, all on one screen. STATISTICS AND TRENDS See how much you lend and borrow over time. Pick a period, compare one month against the next, and spot the pattern behind the numbers. PDF STATEMENTS Turn any debt into a clean PDF statement. Preview it first, then send it from any app - handy when someone would rather have the details in writing. PHOTO PROOF Attach photos to a transaction and keep proof of what actually changed hands. INTEREST TRACKING Record an interest rate on a debt and see how much has built up. Interest is shown for reference and is never added to the balance on its own. PARTIAL PAYMENT TRACKING Collecting or repaying money in installments? Lendnote automatically applies each payment to the oldest debt first and updates the remaining balance for you. DEBT RECORDS AND STATUS Monitor every debt through clear stages: Active, Partially Paid, Settled, and Overdue. Progress bars show exactly how much is left. CONTACT MANAGEMENT Organize debts by person. Instantly see each contact's net balance, active debt count, and overdue alerts in one place. DUE-DATE REMINDERS Set a due date on any loan and get a local notification when repayment time arrives. Never chase a forgotten debt again. READY-TO-SEND REMINDERS Need to ask for your money back? Lendnote writes the message for you - choose the tone, edit it if you like, and send it from the app you normally use. SHAREABLE RECEIPTS Share any debt as a tidy receipt image, so both sides are looking at the same record. POWERFUL SEARCH AND FILTERS Find any transaction or debt record fast - search by name or note, filter by type and status, and sort by date or due date. WHY CHOOSE Lendnote PRIVATE BY DESIGN All financial data is stored locally on your device. Your transactions and contacts never leave your phone. APP LOCK Keep Lendnote behind your fingerprint or face, using the lock your device already has. Nothing extra to set up, no PIN to forget. NO ACCOUNT NEEDED Start tracking debts immediately. No sign-up, no email, no hassle. FAST AND INTUITIVE A clean, modern interface designed to log a loan in seconds. AI THAT SAVES TIME The smart parser turns everyday language into accurate records, so you spend less time on data entry. PERFECT FOR Tracking loans between friends and family Keeping proof and paperwork for loans between people who know each other Remembering small IOUs that add up Anyone who wants a clear money lending app without spreadsheets Stop relying on memory and messy notes. Download Lendnote today and take control of every loan you give and every debt you owe - the simple, private debt tracker that keeps your money organized.

Screenshots

Sahabat CNAF Mobile4 screens
Lendnote4 screens

Verdict

The call

The clearest difference is ads: Sahabat CNAF Mobile at none against Lendnote's shown. Sahabat CNAF Mobile also leads on iOS requirement (14.0.0 vs 16.0). Lendnote's advantage is update cadence (every 4 days vs every 6 months). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sahabat CNAF Mobile ships an update every 6 months, Lendnote every 4 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 6 level
Sahabat CNAF Mobile versus Lendnote: the parameters behind the verdict, then further details
ParameterSahabat CNAF MobileLendnote
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 6 monthsEvery 4 days — better
AdsNo — betterYes
In-app purchasesNoNo
Monetization—Ad-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0.0 — better16.0
Further details — not scored
Size49 MB55 MB
Age rating4+4+
DeveloperPT. CIMB NIAGA AUTO FINANCENam Truong Phuong

In-app purchases

None

Sahabat CNAF Mobile

No in-app purchases

None

Lendnote

No in-app purchases

Questions

Is Sahabat CNAF Mobile free?
Sahabat CNAF Mobile is free to download, with no in-app purchases.
Is Lendnote free?
Lendnote is free to download, with no in-app purchases.
Do Sahabat CNAF Mobile or Lendnote have ads?
Lendnote shows ads; Sahabat CNAF Mobile does not.
Which is updated more often, Sahabat CNAF Mobile or Lendnote?
Sahabat CNAF Mobile ships an update every 6 months, and Lendnote every 4 days. Most recently, Sahabat CNAF Mobile was updated on November 8, 2026 and Lendnote on November 5, 2026.

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