Comparison

Multik by Exantech vs CitizenWealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Multik by Exantech

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Multik by Exantech is an application for managing your environment on the Multik platform. Use it to control your connected accounts and ensure the security of operations. Multik Provisioning for iOS allows you to: • Manage connected accounts • Manage whitelists • Add users and configure their access rights The security of operations is ensured by Intel® SGX Enclave technology on the server side. The app allows you to connect right into your secure enclave and effectively manage your stored platform credentials and information.

About

CitizenWealth

Features
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Your money shouldn’t lose value while it sits. And it shouldn’t cost a fortune to send home. CitizenWealth is a borderless financial platform for global communities. Hold stable currencies, save together with your community across any border, and send money home - all from one app. HOLD THE WORLD'S STRONGEST CURRENCIES • Open a digital wallet in minutes. Hold USD and EUR — stable value, backed by regulated custodians. • Fund via bank transfer (ACH, Faster Payments, SEPA) or mobile money. No minimum balance. No maintenance fees. SAVE TOGETHER — ACROSS ANY BORDER Digitize your stokvel, chama, tanda, esusu, tontine, or paluwagan. CitizenWealth savings clubs support up to 50 members worldwide and offer flexible club types: • Rotating Payout — the classic structure, now in stable currencies • Shared Goal — pool funds for property, education, or business • Emergency Fund — a community safety net with transparent payouts • Investment Club — grow together and save towards investing for something big Every contribution is tracked on a real-time transparent ledger. Multi-admin governance, auto-pay scheduling, activity feeds, and milestone celebrations keep your group organized and connected - even across time zones. SEND MONEY HOME FROM 1% • Transfer funds to 20+ countries across 12+ African corridors. • Recipients get paid in local currency via bank transfer or mobile money. • No hidden fees. • Zero recipient fees. • Real-time tracking from send to receive. EARN REWARDS ON YOUR SAVINGS • Get cashback rewards on what you save — up to 3%, credited daily and paid out monthly. • No lock-up. • No minimum balance. • Current reward rates and eligibility are shown in the app before you opt in. BUILT ON TRUST, NOT PROMISES • Fund segregation — your money is never lent or invested without consent • Every fee visible before you confirm — no surprises TWO SIMPLE PLANS • Basic (free): Full access to wallets, savings clubs, and transfers. • Pro ($9.99/month): Lower fees on every transaction, external sends, and priority support. WHO IT’S FOR • Diaspora families sending money home and saving together across borders • Savings club organizers tired of spreadsheets and WhatsApp disputes • Freelancers and remote workers earning in USD, GBP, or EUR • Anyone who wants their savings to hold value — not lose it Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://citizenwealth.app/privacy

Screenshots

Multik by Exantech4 screens
CitizenWealth4 screens

Verdict

The call

The clearest difference is in-app purchases: Multik by Exantech at none against CitizenWealth's 1. CitizenWealth's advantage is update cadence (weekly vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CitizenWealth sells 1 in-app purchase, starting at $9.99 per month. Multik by Exantech asks for nothing beyond the download.

UpkeepUpdate frequency

Multik by Exantech ships an update every 5 months, CitizenWealth weekly. The most recent releases landed on September 16, 2026 and September 10, 2026 respectively.

Scorecard2 real differences · 4 level
Multik by Exantech versus CitizenWealth: the parameters behind the verdict, then further details
ParameterMultik by ExantechCitizenWealth
PriceFreeFree
Update frequencyEvery 5 monthsWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size83 MB48 MB
Age rating4+4+
DeveloperExantech Ltd.FLOATPAYS PTY LTD

In-app purchases

None

Multik by Exantech

No in-app purchases

1 purchases

CitizenWealth

Subscriptions1
  • CitizenWealth Pro$9.991 Month

Questions

Is Multik by Exantech free?
Multik by Exantech is free to download, with no in-app purchases.
Is CitizenWealth free?
CitizenWealth is free to download, with in-app purchases available.
Do Multik by Exantech or CitizenWealth have ads?
Neither Multik by Exantech nor CitizenWealth shows ads.
Which is updated more often, Multik by Exantech or CitizenWealth?
Multik by Exantech ships an update every 5 months, and CitizenWealth weekly. Most recently, Multik by Exantech was updated on September 16, 2026 and CitizenWealth on September 10, 2026.

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