WealthWise vs Payfin

Master your money and achieve your financial goals with WealthWise — the simple, private, all-in-one budget and expense tracker that works entirely on your device. FREE FEATURES Expense logging — unlimited transactions, all time Basic budget category — 1 category Monthly spending overview iCloud sync across all your Apple devices 10 free AI insights to try every AI feature AI-POWERED INSIGHTS Requires a subscription after 10 free insights. Financial Health Score — one number tracking your savings rate, budget discipline, spending steadiness, and income reliability, showing you which one is holding you back. Month-end forecast — see where your spending lands before the month is over, including recurring bills you haven't been charged for yet. What Changed — automatically detects when a category runs hot, a charge is far larger than usual, or something new appears, with a next step attached. Subscription Audit — finds charges that quietly repeat, even ones you never labelled, and shows what each really costs per year. Coach presets — eight one-tap analyses of your own numbers: reality check, where to find spare money, are my budgets realistic, quarter comparison, yearly pace, savings health, and more. Goal Planner — set a savings target and instantly see whether it's realistic, plus a plan for exactly where the money comes from. Ask WealthWise — ask any question about your spending in plain English and get an answer from your real transactions, across any period from this month to the last twelve. Weekly digest — an optional Sunday summary of your week. Daily check-ins — optional, gentle reminders to keep logging. WEALTHWISE PRO FEATURES Requires a subscription. Unlimited budgets and spending categories Recurring transactions — log rent, subscriptions, and salary once Full monthly financial reports with category breakdown 6-month spending trend analysis Unlimited savings goals with progress tracking Bill payment reminders and budget alerts CSV and PDF export Home screen widgets Smart notifications for overspending alerts Customizable spending categories Unlimited AI insights WHY WEALTHWISE No account required. No bank linking. No data collected. Your financial data stays entirely on your device — never shared, never sold. Whether you're saving for a goal, trying to cut spending, or simply want to understand where your money goes, WealthWise gives you the tools to take control. SUBSCRIPTION INFORMATION WealthWise PRO is available as: Monthly: $1.99/month Annual: $14.99/year ($1.25/month — save 50%) A 3-day free trial is included with the monthly plan and a 7-day free trial is included with the yearly plan. Payment is charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription anytime in your Apple ID Account Settings. Privacy Policy: https://thunderapps.xyz/privacy Terms of Use: https://thunderapps.xyz/terms

Payfin is a comprehensive portfolio management tool that allows you to easily track your personal budget and investments from a single platform. Key Features: • Track your income and expenses instantly to keep your budget under control. • Monitor your gold, foreign currency, crypto, and stock market investments with live data on one screen. • Analyze the total value and changes of your assets with clear and insightful charts. • Manage your money effectively without dealing with complex accounting processes. Payfin is always with you on your journey to financial freedom!