StackBudget vs TipStash

StackBudget is a simpler alternative to all those new budgeting apps that connect to your bank account. Control your own money.

TipStash is a private tip tracker and shift income calculator for servers, bartenders, baristas, and anyone who earns tips. Log cash and card tips, paid hours, wages, tip-ins, tip-outs, other income, and work expenses. TipStash turns every saved shift into a clear view of your net tips, total earned, cash in hand, and effective hourly rate. LOG A SHIFT YOUR WAY • Start a live shift and add tips as you earn them • Log a past shift with only tips and hours, then add details when you need them • Keep cash, card, tip-in, and tip-out amounts separate • Save a draft stash when you want to add hours later SEE WHAT YOUR WORK WAS WORTH • Calculate net tips, base pay, total earned, cash in hand, and effective hourly rate • Keep each shift’s wage and currency with that record, so later changes never rewrite history • Track multiple jobs, roles, wages, and supported currencies • Add sales, other income, expenses, and notes when they matter FIND ANY SHIFT FAST • Browse a clear calendar of daily earnings • Open and edit saved shifts from your history • Keep deleted shifts out of totals instead of losing them immediately • Import a CSV backup or another tracker’s history, then export whenever you need it • Recover old quick-tip rows into clear unfinished drafts instead of misleading zero-hour history entries BUILD A PRIVATE SHIFT HABIT • Set an optional weekly earnings goal and see a calm weekly recap, best saved shift, and transparent monthly pace • Add a pay-period start day when you want a paycheck-aligned view • Save a shift template for the job, hours, wage, and tip-out you repeat most • Choose one useful reminder for an unfinished shift—never a streak or repeated nag PRIVATE BY DESIGN • No account required • No ads or third-party analytics SDKs • Keep records on your device by default • Optionally use Face ID lock, amount hiding outside the app, and iCloud sync USEFUL WITHOUT THE FRICTION • Start a shift, add a preset cash or card tip, or undo the last quick tip from the Home Screen widget • Configure a widget for a job and its common amounts • See your live shift on the Lock Screen, Dynamic Island, and Live Activity • Use Siri Shortcuts and supported Control Center controls for start, add-tip, and finish actions • Use the simple essentials first; advanced fields stay out of the way until you open them TipStash is not a bank, payroll service, or tax-advice app. It is the simple, private place to keep a trustworthy record of what each shift earned.