ayuta Pay vs UTXO

Ayuta Pay empowers individuals and communities to fund each other through rotating savings groups and one-time crowdfunding, all without relying on banks or traditional financial institutions. Our platform is inspired by informal savings traditions like chamas, susus, and ayuta, and modernized to fit a secure, digital experience. Key Features: Group Funding (Rotating Savings & Credit Association) Create or join trusted funding circles. Each member contributes a set amount per cycle, and one member receives the full payout each round. Ayuta Pay automates the process, tracks contributions, and ensures fair and transparent payouts. One-Time Collections Need to raise funds for a special cause or emergency? Set a goal, invite contributors, and once your target is met, the money is sent directly to your chosen treasurer or recipient. Great for tuition, weddings, emergencies, or projects. Interest-Free Microloans No banks, no interest, no hidden fees. Use group support and social accountability to access needed funds, all built on mutual trust. Seamless Payments Members can pay securely via credit/debit card or e-check. Get real-time updates and alerts on contributions, group progress, and payouts. Encryption and compliance ensure financial security. Built for Community Ayuta Pay helps manage group dynamics with ease, track participant contributions, vote on payout schedules, and maintain a history of performance and trust. It’s more than money; it’s about connection and shared progress. Who Is It For? ● Immigrant and diaspora communities ● Entrepreneurs and side-hustlers ● Friends and family funding together ● Anyone seeking a bank-free, trust-based funding model Why Choose Ayuta Pay? ● No interest. No credit checks. ● Transparent group management. ● Mobile-first design. ● Secure & scalable. ● Empowers financial independence. How It Works: 1. Create or join a group. 2. Collect entry fees from members. 3. Vote on payout schedule or assign a treasurer. 4. Receive payouts and track contributions. 5. Create new groups and repeat the process. Ayuta Pay brings traditional community saving methods into the digital age, helping people fund dreams, emergencies, and goals together.

Markets and portfolio, in your pocket. UTXO brings your Hyperliquid portfolio and live crypto markets into one fast, read-only app. No account. No login. No private keys. Just paste a public 0x address and watch your positions move in real time. YOUR PORTFOLIO, IN REAL TIME Track up to 5 Hyperliquid wallets at once, fully read-only — public addresses only, never private keys or API secrets. • Live perp positions: long/short, size, entry and mark price, leverage, and ROE % • Unrealized P&L that updates tick by tick over WebSocket • A liquidation bar on every position showing how far you are from liquidation, plus the exact liquidation price • Account value, margin usage, and withdrawable balance at a glance • Spot balances with total, available, and on-hold quantities • Switch any single wallet and an aggregate "All wallets" view with combined totals across 2–5 wallets • ENS name resolution with custom labels, so wallets read as names, not hex TRACK LIVE CRYPTO MARKETS • Real-time price, 24h change %, and volume on Binance pairs via WebSocket • Browse every Binance pair; search by symbol; sort by name, volume, price, or 24h change • Pick your quote currency; streams pause when off-screen to save battery YOUR WATCHLIST, ONE TAP AWAY • Star any coin and jump to a dedicated Favorites tab • Favorites persist across sessions and always sort to the top PRO CANDLES, IN YOUR POCKET • Interactive charts across 8 timeframes: 1m, 5m, 15m, 30m, 1h, 4h, 1d, 1w • Loaded on demand for the symbols you're viewing EVERY DETAIL, EVERY TICK • Full 24h stats: last price, high/low, open, weighted average, bid/ask prices and quantities, base and quote volume • Live order book depth — 20 levels of bids and asks CRYPTO NEWS, CURATED • 8 RSS sources: CoinDesk, CoinTelegraph, Decrypt, The Block, CryptoSlate, U.Today, Bitcoin Magazine, BeInCrypto • Toggle feeds on or off; filter by symbol on coin pages BUILT THE WAY YOU LIKE IT • Dark, Light, and System themes • Runs on iOS (with a home-screen price widget), Android, Desktop, and Web • No ads. No trading. No signup. Just markets and portfolio, in your pocket. UTXO is a monitoring app. It is read-only: it does not place trades, hold funds, or store private keys. Market data is from Binance; portfolio data is from Hyperliquid. An internet connection is required.