Comparison

Fiano vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fiano

Features
Read full description

Fiano is the expense tracker that feels like writing in your notebook. Just type what you spent — "coffee 4.50" or "rent 1400" — and Apple Intelligence instantly turns it into a clean, categorized entry. No buttons, no menus, no friction. YOUR EXPENSES, YOUR NOTEBOOK Fiano brings the simplicity of pen and paper to your iPhone. Add expenses and income with natural language, and watch your financial picture come together automatically. Every entry is neatly organized by date, category, and amount in a beautiful notebook-inspired interface. POWERED BY APPLE INTELLIGENCE Type the way you think. Fiano uses on-device Apple Intelligence to understand what you mean — parsing descriptions, amounts, and categories from plain text. Everything happens on your device. No cloud processing, no waiting, no compromises. SAVE SMARTER Set savings goals for what matters — an emergency fund, a vacation, a new car, retirement. Track your progress and watch your savings grow over time. NEVER MISS A PAYMENT Create reminders for recurring bills and payments. Fiano notifies you in advance so you're always on top of rent, subscriptions, insurance, and more. SEE WHERE YOUR MONEY GOES Monthly statistics break down your spending by category with colorful, easy-to-read charts. Set a monthly budget and track how you're doing at a glance. COMPLETELY PRIVATE Fiano collects zero data. No accounts, no servers, no analytics, no tracking — ever. All your financial data stays on your device using Apple's SwiftData framework. Optional iCloud sync keeps your data across your Apple devices, controlled entirely by you. MORE FEATURES YOU'LL LOVE • 10 built-in expense categories + create your own • Multi-currency support with 200+ currencies • Export your data as CSV anytime • Face ID & passcode lock for extra security • Siri Shortcuts — add expenses with your voice • Dark mode support • Monthly budget tracking with visual progress • iCloud sync across your Apple devices Fiano is completely free. No subscriptions, no ads, no in-app purchases. Just a simple, beautiful, private way to track your money.

About

Expense Tracker

Read full description

Track every expense in seconds. No bank account, no linking, no surveillance. Expense Tracker is built for people who want to see where their money goes without handing over their bank login to a third party. Log a purchase, pick a category, done: the whole thing takes less time than finding your card. WHY MANUAL, ON PURPOSE Bank-linked apps are convenient until they're not: outages, security scares, endless "reconnect your account" prompts. Expense Tracker skips all of that. Your data stays on your device, nobody's servers, nobody's ads, nobody's business but yours. Take it with you any time: Pro exports everything you've logged as a spreadsheet. FREE, FOREVER, FOR REAL • Unlimited expense logging • 7 built-in categories • This month's spending at a glance The core never expires and never asks for a card. Every new install also gets 21 days of Pro to try; when that ends, the free core keeps working exactly as before. Nothing you already logged ever gets locked away. GO PRO IF YOU WANT MORE • Unlimited custom categories • Advanced reports & spending trends • Home screen widget • Extra themes • Export everything as a spreadsheet Pro is a one-time purchase. Pay once and it's yours on this Apple ID, forever, because we don't think a budgeting app should nag you with a subscription if you'd rather not have one. Simple. Private. Yours. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://digitaldoctorltd.com/privacy.html

Screenshots

Fiano4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Fiano at none against Expense Tracker's 3. Expense Tracker's advantage is iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $3.99 per month. Fiano asks for nothing beyond the download.

Scorecard2 real differences Ā· 4 level
Fiano versus Expense Tracker: the parameters behind the verdict, then further details
ParameterFianoExpense Tracker
PriceFreeFree
Update frequency—Every 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone
Requires iOS26.017.0 — better
Further details — not scored
Size2 MB13 MB
Age rating4+4+
DeveloperEcmaDigital Doctor LTD

In-app purchases

None

Fiano

No in-app purchases

3 purchases

Expense Tracker

Subscriptions2
  • Pro Monthly$3.991 Month
  • Pro Annual$14.991 Year
One-time1
  • Pro Lifetime$39.99

Questions

Is Fiano free?
Fiano is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Fiano or Expense Tracker have ads?
Neither Fiano nor Expense Tracker shows ads.

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