Fiano vs Pouch

Fiano is the expense tracker that feels like writing in your notebook. Just type what you spent — "coffee 4.50" or "rent 1400" — and Apple Intelligence instantly turns it into a clean, categorized entry. No buttons, no menus, no friction. YOUR EXPENSES, YOUR NOTEBOOK Fiano brings the simplicity of pen and paper to your iPhone. Add expenses and income with natural language, and watch your financial picture come together automatically. Every entry is neatly organized by date, category, and amount in a beautiful notebook-inspired interface. POWERED BY APPLE INTELLIGENCE Type the way you think. Fiano uses on-device Apple Intelligence to understand what you mean — parsing descriptions, amounts, and categories from plain text. Everything happens on your device. No cloud processing, no waiting, no compromises. SAVE SMARTER Set savings goals for what matters — an emergency fund, a vacation, a new car, retirement. Track your progress and watch your savings grow over time. NEVER MISS A PAYMENT Create reminders for recurring bills and payments. Fiano notifies you in advance so you're always on top of rent, subscriptions, insurance, and more. SEE WHERE YOUR MONEY GOES Monthly statistics break down your spending by category with colorful, easy-to-read charts. Set a monthly budget and track how you're doing at a glance. COMPLETELY PRIVATE Fiano collects zero data. No accounts, no servers, no analytics, no tracking — ever. All your financial data stays on your device using Apple's SwiftData framework. Optional iCloud sync keeps your data across your Apple devices, controlled entirely by you. MORE FEATURES YOU'LL LOVE • 10 built-in expense categories + create your own • Multi-currency support with 200+ currencies • Export your data as CSV anytime • Face ID & passcode lock for extra security • Siri Shortcuts — add expenses with your voice • Dark mode support • Monthly budget tracking with visual progress • iCloud sync across your Apple devices Fiano is completely free. No subscriptions, no ads, no in-app purchases. Just a simple, beautiful, private way to track your money.

Track every dollar — without giving up your privacy. Pouch is a fast, beautiful budget tracker for people who want to know where their money goes without handing their bank login to a stranger. Add an expense in five seconds. Manage multiple wallets in different currencies. Watch your budgets in real time. All offline-first, all on your device, all yours. No signups. No bank scraping. No ads. No accounts to forget the password to. Log expenses in 5 seconds A clean, single-screen entry. Pick a wallet, tap a category, type the amount. Done. Use the home-screen widget or Siri Shortcut to log without even opening the app. Multi-currency without the headaches Travel often? Live between currencies? Pouch handles them natively. Create a wallet in any of 150+ currencies. Transfer between wallets — even across currencies — and Pouch converts automatically using up-to-date rates. A dashboard that actually tells you something Income vs. expense at a glance. Spending by category. Net savings trend. Top categories. Upcoming bills and subscriptions. Drag and drop the widgets you care about, hide the ones you don't. Budgets that keep you honest Set weekly or monthly budgets per category. Get a heads-up before you overshoot. Track in any currency. Recurring made easy Salaries, rent, Netflix, gym, that streaming subscription you forgot about — set them once and Pouch logs them automatically on the right day. Bills you'll never miss Add a due date. Get a reminder. Mark it paid in one tap. Pouch even auto-expenses overdue bills so your numbers stay accurate. Savings goals & a wish list Earmark a wallet as savings — it stays separate from your day-to-day spending. Build a wish list with progress bars and contribute to goals from any wallet. Private by design Your transactions never leave your device unless you turn on iCloud sync — and even then they sync through *your* private iCloud account, not our servers. We don't have a backend that stores your data. Lock the app with Face ID for an extra layer. Your data, your way Export everything to CSV any time. No lock-in. Pouch Pro Unlock the power features with one subscription: - Multiple wallets and currencies - iCloud sync across all your devices - Recurring payments, subscriptions, bills - Budgets and reminders - CSV export - Wish list goals Try it free, then keep it for less than a coffee a month. Cancel anytime in App Store settings. 100% offline-first. No accounts. No ads. No data sold, ever. If you have feedback or feature requests, write to ilya.burdyniuk@gmail.com — we read every email. Welcome to Pouch. - Log expenses in seconds with the new quick-add sheet - Track money across multiple currencies and wallets - Configurable dashboard with charts, budgets, and upcoming bills - iCloud sync, Face ID lock, CSV export - Siri Shortcuts for hands-free logging We'd love your feedback — tap the gear icon to send us a note. Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy URL https://docs.google.com/document/d/11iLSV1Bc1XPV-DmVBfkNesi7KP_PdJJHHMfT3WYvTRk/edit?usp=sharing Copyright 2026 Ilie Burdiniuk