Comparison

Fiano vs Spending tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Fiano

Features
Read full description

Fiano is the expense tracker that feels like writing in your notebook. Just type what you spent β€” "coffee 4.50" or "rent 1400" β€” and Apple Intelligence instantly turns it into a clean, categorized entry. No buttons, no menus, no friction. YOUR EXPENSES, YOUR NOTEBOOK Fiano brings the simplicity of pen and paper to your iPhone. Add expenses and income with natural language, and watch your financial picture come together automatically. Every entry is neatly organized by date, category, and amount in a beautiful notebook-inspired interface. POWERED BY APPLE INTELLIGENCE Type the way you think. Fiano uses on-device Apple Intelligence to understand what you mean β€” parsing descriptions, amounts, and categories from plain text. Everything happens on your device. No cloud processing, no waiting, no compromises. SAVE SMARTER Set savings goals for what matters β€” an emergency fund, a vacation, a new car, retirement. Track your progress and watch your savings grow over time. NEVER MISS A PAYMENT Create reminders for recurring bills and payments. Fiano notifies you in advance so you're always on top of rent, subscriptions, insurance, and more. SEE WHERE YOUR MONEY GOES Monthly statistics break down your spending by category with colorful, easy-to-read charts. Set a monthly budget and track how you're doing at a glance. COMPLETELY PRIVATE Fiano collects zero data. No accounts, no servers, no analytics, no tracking β€” ever. All your financial data stays on your device using Apple's SwiftData framework. Optional iCloud sync keeps your data across your Apple devices, controlled entirely by you. MORE FEATURES YOU'LL LOVE β€’ 10 built-in expense categories + create your own β€’ Multi-currency support with 200+ currencies β€’ Export your data as CSV anytime β€’ Face ID & passcode lock for extra security β€’ Siri Shortcuts β€” add expenses with your voice β€’ Dark mode support β€’ Monthly budget tracking with visual progress β€’ iCloud sync across your Apple devices Fiano is completely free. No subscriptions, no ads, no in-app purchases. Just a simple, beautiful, private way to track your money.

About

Spending tracker

Easily track your expenses, organize spending by category, and monitor recurring subscriptions. Understand your financial habits with clear statistics and make better decisions to protect your savings.

Highlights
  • Fast expense logging
  • Categorize spending
  • Track recurring subscriptions
  • Daily budget view
  • Customizable categories
  • Multiple wallet management
  • Spending statistics
Features
Read full description

Budgy helps you take control of your spending without the complexity. Log every expense in seconds, organize your money by category, track recurring subscriptions, and clearly see where your budget goes. Designed for everyday use, Budgy combines a modern iOS experience, fast expense entry, and useful statistics to help you understand your habits, protect your savings, and make better financial decisions. Track expenses in seconds Add an amount, date, category, note, and wallet. Budgy keeps your spending history clear, organized, and easy to review. See your budget day by day The built-in calendar lets you browse your expenses by date, with a daily total that makes your spending easy to understand. Organize your money with categories Groceries, restaurants, transport, subscriptions, housing, health, shopping, travel, and more. Use the default categories or create your own with custom icons and colors. Manage multiple wallets Separate accounts, cards, budgets, or currencies with dedicated wallets. Perfect for personal spending, travel, or different money goals. Understand your habits with statistics Review your spending by week, month, or year with clear charts and category breakdowns. Stay ahead of subscriptions Automate recurring expenses such as subscriptions, rent, bills, and regular payments. Build the habit with reminders Enable a daily reminder so you never forget to log today’s spending. Sync with iCloud Keep your data up to date across your Apple devices with iCloud sync. Budgy is a simple, modern expense tracker for personal finance, wallet management, subscriptions, money tracking, and everyday budget control. Download Budgy today and finally see where your money goes. Terms of Use: https://www.notion.so/Terms-of-uses-Spending-tracker-Budgy-3599e041459a800d9312fca12c847a22 Privacy Policy: https://www.notion.so/Privacy-policies-Spending-tracker-Budgy-3599e041459a80e9975af0aef67f4a40

Screenshots

Fiano4 screens
Spending tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Fiano at none against Spending tracker's 2. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending tracker sells 2 in-app purchases, starting at $1.99 per 7 days. Fiano asks for nothing beyond the download.

Scorecard1 real difference Β· 7 level
Fiano versus Spending tracker: the parameters behind the verdict, then further details
ParameterFianoSpending tracker
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyβ€”Weekly
AdsNoNo
In-app purchasesNo β€” betterYes
Monetizationβ€”Freemium
DevicesiPhoneiPhone
Requires iOS26.026.0
Further details β€” not scored
Size2 MB16 MB
Age rating4+4+
DeveloperEcmaBenjamin Bleriot

In-app purchases

None

Fiano

No in-app purchases

2 purchases

Spending tracker

Subscriptions2
  • Budgy - Weekly Premium$1.997 Days
  • Budgy - Yearly Premium3 Days trial$22.991 Year

Questions

Is Fiano free?
Fiano is free to download, with no in-app purchases.
Is Spending tracker free?
Spending tracker is free to download, with in-app purchases available.
Do Fiano or Spending tracker have ads?
Neither Fiano nor Spending tracker shows ads.

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