Comparison

Spending tracker vs Pouch

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Spending tracker

Easily track your expenses, organize spending by category, and monitor recurring subscriptions. Understand your financial habits with clear statistics and make better decisions to protect your savings.

Highlights
  • Fast expense logging
  • Categorize spending
  • Track recurring subscriptions
  • Daily budget view
  • Customizable categories
  • Multiple wallet management
  • Spending statistics
Features
Read full description

Budgy helps you take control of your spending without the complexity. Log every expense in seconds, organize your money by category, track recurring subscriptions, and clearly see where your budget goes. Designed for everyday use, Budgy combines a modern iOS experience, fast expense entry, and useful statistics to help you understand your habits, protect your savings, and make better financial decisions. Track expenses in seconds Add an amount, date, category, note, and wallet. Budgy keeps your spending history clear, organized, and easy to review. See your budget day by day The built-in calendar lets you browse your expenses by date, with a daily total that makes your spending easy to understand. Organize your money with categories Groceries, restaurants, transport, subscriptions, housing, health, shopping, travel, and more. Use the default categories or create your own with custom icons and colors. Manage multiple wallets Separate accounts, cards, budgets, or currencies with dedicated wallets. Perfect for personal spending, travel, or different money goals. Understand your habits with statistics Review your spending by week, month, or year with clear charts and category breakdowns. Stay ahead of subscriptions Automate recurring expenses such as subscriptions, rent, bills, and regular payments. Build the habit with reminders Enable a daily reminder so you never forget to log today’s spending. Sync with iCloud Keep your data up to date across your Apple devices with iCloud sync. Budgy is a simple, modern expense tracker for personal finance, wallet management, subscriptions, money tracking, and everyday budget control. Download Budgy today and finally see where your money goes. Terms of Use: https://www.notion.so/Terms-of-uses-Spending-tracker-Budgy-3599e041459a800d9312fca12c847a22 Privacy Policy: https://www.notion.so/Privacy-policies-Spending-tracker-Budgy-3599e041459a80e9975af0aef67f4a40

About

Pouch

Features
Read full description

Track every dollar β€” without giving up your privacy. Pouch is a fast, beautiful budget tracker for people who want to know where their money goes without handing their bank login to a stranger. Add an expense in five seconds. Manage multiple wallets in different currencies. Watch your budgets in real time. All offline-first, all on your device, all yours. No signups. No bank scraping. No ads. No accounts to forget the password to. Log expenses in 5 seconds A clean, single-screen entry. Pick a wallet, tap a category, type the amount. Done. Use the home-screen widget or Siri Shortcut to log without even opening the app. Multi-currency without the headaches Travel often? Live between currencies? Pouch handles them natively. Create a wallet in any of 150+ currencies. Transfer between wallets β€” even across currencies β€” and Pouch converts automatically using up-to-date rates. A dashboard that actually tells you something Income vs. expense at a glance. Spending by category. Net savings trend. Top categories. Upcoming bills and subscriptions. Drag and drop the widgets you care about, hide the ones you don't. Budgets that keep you honest Set weekly or monthly budgets per category. Get a heads-up before you overshoot. Track in any currency. Recurring made easy Salaries, rent, Netflix, gym, that streaming subscription you forgot about β€” set them once and Pouch logs them automatically on the right day. Bills you'll never miss Add a due date. Get a reminder. Mark it paid in one tap. Pouch even auto-expenses overdue bills so your numbers stay accurate. Savings goals & a wish list Earmark a wallet as savings β€” it stays separate from your day-to-day spending. Build a wish list with progress bars and contribute to goals from any wallet. Private by design Your transactions never leave your device unless you turn on iCloud sync β€” and even then they sync through *your* private iCloud account, not our servers. We don't have a backend that stores your data. Lock the app with Face ID for an extra layer. Your data, your way Export everything to CSV any time. No lock-in. Pouch Pro Unlock the power features with one subscription: - Multiple wallets and currencies - iCloud sync across all your devices - Recurring payments, subscriptions, bills - Budgets and reminders - CSV export - Wish list goals Try it free, then keep it for less than a coffee a month. Cancel anytime in App Store settings. 100% offline-first. No accounts. No ads. No data sold, ever. If you have feedback or feature requests, write to ilya.burdyniuk@gmail.com β€” we read every email. Welcome to Pouch. - Log expenses in seconds with the new quick-add sheet - Track money across multiple currencies and wallets - Configurable dashboard with charts, budgets, and upcoming bills - iCloud sync, Face ID lock, CSV export - Siri Shortcuts for hands-free logging We'd love your feedback β€” tap the gear icon to send us a note. Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy URL https://docs.google.com/document/d/11iLSV1Bc1XPV-DmVBfkNesi7KP_PdJJHHMfT3WYvTRk/edit?usp=sharing Copyright 2026 Ilie Burdiniuk

Screenshots

Spending tracker4 screens
Pouch4 screens

Verdict

The call

The clearest difference is iOS requirement: Pouch at 17.6 against Spending tracker's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Spending tracker sells 2 in-app purchases, starting at $1.99 per 7 days and Pouch sells 3 in-app purchases, starting at $5.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference Β· 7 level
Spending tracker versus Pouch: the parameters behind the verdict, then further details
ParameterSpending trackerPouch
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyWeeklyβ€”
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumβ€”
DevicesiPhoneiPhone, iPad β€” better
Requires iOS26.017.6 β€” better
Further details β€” not scored
Size16 MB16 MB
Age rating4+4+
DeveloperBenjamin BleriotILIE BURD&INIUC

In-app purchases

2 purchases

Spending tracker

Subscriptions2
  • Budgy - Weekly Premium$1.997 Days
  • Budgy - Yearly Premium3 Days trial$22.991 Year
3 purchases

Pouch

Subscriptions2
  • Weekly7 Days trial$5.997 Days
  • Yearly$39.991 Year
One-time1
  • Lifetime$79.99

Questions

Is Spending tracker free?
Spending tracker is free to download, with in-app purchases available.
Is Pouch free?
Pouch is free to download, with in-app purchases available.
Do Spending tracker or Pouch have ads?
Neither Spending tracker nor Pouch shows ads.

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