Comparison

Finka vs Arca Link

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

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Free

💰 Finance

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About

Finka

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Take control of your finances with FINKA. Track all your accounts in one place, plan and manage your budget effortlessly, and generate custom reports to understand your spending habits. Perfect for anyone looking to achieve financial goals with ease. Start your journey to financial freedom today!

About

Arca Link

Features

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Streamline your payment process and get paid faster with Arca LINK. Generate payment links, create QR codes, accept multiple payment methods, and track transactions in real-time. Perfect for small and medium-sized businesses. Easy Receipt Delivery: Choose how to send transaction receipts to your customers – email, SMS, social media or any messaging app. A sleek and simple interface ensures that even users with minimal tech experience can navigate effortlessly.

Screenshots

Finka4 screens

Arca Link4 screens

Verdict

The call

The clearest difference is price: Arca Link at Free against Finka's $0.99. Arca Link also leads on update cadence (every 6 weeks vs every 6 months) and iOS requirement (13.0 vs 18.0). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Arca Link is free to download; Finka costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Finka ships an update every 6 months, Arca Link every 6 weeks. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

Scorecard3 real differences · 3 level

Finka versus Arca Link: the parameters behind the verdict, then further details
Parameter	Finka	Arca Link
Price	$0.99	Free — better
Update frequency	Every 6 months	Every 6 weeks — better
Ads	No	No
In-app purchases	No	No
Devices	iPhone	iPhone, iPod — better
Requires iOS	18.0	13.0 — better
Further details — not scored
Size	2 MB	10 MB
Age rating	4+	4+
Developer	Vladyslav Yarmak	Armenian Card CJSC

In-app purchases

None

Finka

No in-app purchases

None

Arca Link

No in-app purchases

Questions

Is Finka free?

Finka costs $0.99, with no in-app purchases.

Is Arca Link free?

Arca Link is free to download, with no in-app purchases.

Do Finka or Arca Link have ads?

Neither Finka nor Arca Link shows ads.

Which is updated more often, Finka or Arca Link?

Finka ships an update every 6 months, and Arca Link every 6 weeks. Most recently, Finka was updated on September 29, 2026 and Arca Link on October 2, 2026.