Comparison

1099Buddy vs iobook

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

1099Buddy

Features
Read full description

Designed for freelancers, gig workers, and independent contractors, this app makes tracking income and expenses effortless. - Organize Your Gigs – Keep track of all your freelance work in one place. - Log Your Income – Record payments for each gig and attach invoices for easy reference. - Manage Your Expenses – Track deductions to maximize your tax savings. - See Your Finances Clearly – Get a real-time overview of your income vs. expenses. Make tax season stress-freeβ€”download now and take control of your 1099 finances!

About

iobook

Features
Read full description

iobook keeps personal finance simple β€” only the essentials, with a clean and minimal experience. Track every transaction, see where your money goes, and sync seamlessly across all your Apple devices. KEY FEATURES - Easy Transaction Entry – Add income, expenses, and transfers with a clean, intuitive interface - AI-Powered Bulk Upload – Paste text or pick a screenshot, and the app parses multiple transactions for you at once - Apple Intelligence Support – On-device receipt parsing on supported devices for private, offline entry - Smart Auto-Category – Recognizes similar past transactions to auto-fill categories - Duplicate Detection – Same-date, same-amount transactions are flagged automatically during bulk upload and skipped on save - Credit & Debit Cards – Track liabilities and debit card spending separately, with a real-time Assets/Liabilities/Total header - Customizable Categories – Organize income, expenses, and assets your way with category groups and subcategories - Visual Analysis – Monthly bar charts with tab navigation, a current-month area chart that includes today, and side-by-side current vs previous month rank charts - Calendar View – See your spending patterns across the whole month at a glance - iCloud Sync – Access your data on every Apple device, anytime - Personalized Look – Choose between multiple app icons to match your home screen PERFECT FOR THOSE WHO - Want to simplify personal finance without losing detail - Feel overwhelmed by complex finance apps - Need a quick way to track income, expenses, and credit card use - Prefer visual, chart-based analysis of finances - Use multiple Apple devices and want seamless data sync SUBSCRIPTION INFORMATION - iobook offers an auto-renewing monthly subscription for $1.99(USD)/month and an auto-renewing yearly subscription for $19.99(USD)/year, unlocking unlimited assets and category groups. - Payment will be charged to your iTunes Account at confirmation of purchase. - You can manage your subscription and turn off auto-renewal at any time in your Account Settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/iobook/privacy-policy-en

Screenshots

1099Buddy3 screens
iobook4 screens

Verdict

The call

The clearest difference is in-app purchases: 1099Buddy at none against iobook's 2. 1099Buddy also leads on update cadence (every 3 days vs every 3 weeks) and iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. iobook sells 2 in-app purchases, starting at $1.99 per month. 1099Buddy asks for nothing beyond the download.

UpkeepUpdate frequency

1099Buddy ships an update every 3 days, iobook every 3 weeks. The most recent releases landed on May 17, 2026 and September 25, 2026 respectively.

Scorecard3 real differences Β· 3 level
1099Buddy versus iobook: the parameters behind the verdict, then further details
Parameter1099Buddyiobook
PriceFreeFree
Update frequencyEvery 3 days β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNo β€” betterYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 β€” better18.0
Further details β€” not scored
Size29 MB6 MB
Age rating17+4+
DeveloperJulian RochaJoonhee Cho

In-app purchases

None

1099Buddy

No in-app purchases

2 purchases

iobook

Subscriptions2
  • Basic (Monthly)$1.991 Month
  • Basic (Yearly)$19.991 Year

Questions

Is 1099Buddy free?
1099Buddy is free to download, with no in-app purchases.
Is iobook free?
iobook is free to download, with in-app purchases available.
Do 1099Buddy or iobook have ads?
Neither 1099Buddy nor iobook shows ads.
Which is updated more often, 1099Buddy or iobook?
1099Buddy ships an update every 3 days, and iobook every 3 weeks. Most recently, 1099Buddy was updated on May 17, 2026 and iobook on September 25, 2026.

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