BillNote vs 清记
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BillNote
This finance app offers a unique 3-level categorization system for detailed expense tracking. Manage multiple financial books for personal or business use with customizable icons and insightful charts. It's designed for users needing precise financial organization.
- Unique 3-level categories
- Multi-books support
- Customizable icons and backgrounds
- Insightful charts and trend lines
- Clean and fast interface
- Detailed spending organization
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Why BillNote? Most expense trackers only offer 2 levels of categories (e.g., Food > Lunch). But for you, that's not enough. BillNote introduces a unique "3-Level Category" system (e.g., Food > Lunch > Sandwich), combined with powerful "Multi-Books" support. Whether it's daily expenses, travel budgets, or small business accounts, BillNote keeps everything perfectly organized. Key Features: Unique 3-Level Categories Go deeper than other apps. Organize your spending with sub-sub-categories for precise tracking. Multi-Books Support Separate your "Personal", "Family", or "Business" finances easily. Free users can create up to 2 separate ledgers! Simple & Customizable - Over 100+ built-in icons covering all scenarios. - Customize ledger backgrounds to match your style. - Clean interface, fast entry, no clutter. Insightful Charts Visualize your cash flow with intuitive trend lines and pie charts. See exactly where your money goes. [Perfect For] - Users who need more detailed categorization than standard apps provide. - Anyone managing multiple accounts (Personal/Business). - Minimalists who want a clean, fast expense tracker. Download BillNote today and master your money with precision! Subscription Details 1. Payment will be charged to your Apple ID account at the time of purchase. 2. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. 3. Your account will be charged for renewal within 24 hours prior to the end of the current period. 4. You can manage or cancel your subscription anytime in your App Store account settings. Privacy Policy: https://billnotesite.web.app/privacy.html Terms of Service: https://billnotesite.web.app/terms.html
清记
This app offers a minimalist approach to personal finance tracking, focusing solely on recording income and expenses. It provides clear visual summaries of your financial status without ads or unnecessary features, aiming to simplify your budgeting process.
- Minimalist expense recording
- Ad-free and distraction-free interface
- Visual financial summaries (charts)
- Absolute privacy for financial data
- Elegant and clean design
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“清”,是账目清晰,也是耳根清静。 【理念:我们为什么做这款 App】 市面上的记账软件越来越臃肿了。打开它们,满眼是理财广告、办卡推荐、繁杂的社区和让人眼花缭乱的各种入口。 但其实,我们需要的仅仅是一个能安安静静记录今天花了多少钱的工具。 于是,《清记》诞生了。 它剔除了所有与记账无关的噪音,回归工具的本质。没有广告,没有社交,没有多余的干扰。在这里,只有纯粹的收支,和清清楚楚的生活。 【功能:克制而强大】 极简极速:点开即记,没有任何多余的步骤,3秒钟完成一笔开销记录。 干净无扰:承诺永远无理财广告,无社区,不贩卖财务焦虑。 一目了然:清晰直观的折线与饼图,帮你轻松梳理每月的财务状况。 绝对隐私:你的财务数据属于且仅属于你个人,无需担心隐私泄露。 设计美学:延续留白美学,素雅清透的界面,让记账变成一种享受。 我们相信,最好的工具,是当你需要时它极其顺手,不需要时它安静地待在角落,从不打扰。 愿《清记》能帮你理清账目,也理清生活。 最终用户许可协议(EULA):https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ads: 清记 at none against BillNote's shown. 清记 also leads on update cadence (every 2 days vs every 5 days). BillNote's advantage is iOS requirement (15 vs 17). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BillNote sells 3 in-app purchases, starting at $0.99 per month and 清记 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
BillNote ships an update every 5 days, 清记 every 2 days. The most recent releases landed on October 7, 2026 and October 9, 2026 respectively.
| Parameter | BillNote | 清记 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 days | Every 2 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15 — better | 17 |
| Further details — not scored | ||
| Size | 39 MB | 78 MB |
| Age rating | 4+ | 9+ |
| Developer | 驷旭 姚 | 若飞 王 |
Customer experience
BillNote
清记
In-app purchases
BillNote
- Premium$0.991 Month
- Premium1 Year trial$5.991 Year
- Pro Forever$11.99
清记
- 清记会员月度订阅$0.991 Month
- 清记会员年度订阅$3.991 Year
- 清记记账永久会员$4.99









