BillNote vs SpendNote

Why BillNote? Most expense trackers only offer 2 levels of categories (e.g., Food > Lunch). But for you, that's not enough. BillNote introduces a unique "3-Level Category" system (e.g., Food > Lunch > Sandwich), combined with powerful "Multi-Books" support. Whether it's daily expenses, travel budgets, or small business accounts, BillNote keeps everything perfectly organized. Key Features: Unique 3-Level Categories Go deeper than other apps. Organize your spending with sub-sub-categories for precise tracking. Multi-Books Support Separate your "Personal", "Family", or "Business" finances easily. Free users can create up to 2 separate ledgers! Simple & Customizable - Over 100+ built-in icons covering all scenarios. - Customize ledger backgrounds to match your style. - Clean interface, fast entry, no clutter. Insightful Charts Visualize your cash flow with intuitive trend lines and pie charts. See exactly where your money goes. [Perfect For] - Users who need more detailed categorization than standard apps provide. - Anyone managing multiple accounts (Personal/Business). - Minimalists who want a clean, fast expense tracker. Download BillNote today and master your money with precision! Subscription Details 1. Payment will be charged to your Apple ID account at the time of purchase. 2. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. 3. Your account will be charged for renewal within 24 hours prior to the end of the current period. 4. You can manage or cancel your subscription anytime in your App Store account settings. Privacy Policy: https://billnotesite.web.app/privacy.html Terms of Service: https://billnotesite.web.app/terms.html

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/