Fundeer vs Gravity

Fundeer tracks spending, splits trip costs and runs shared family budgets. You can start without an account, and tracking works without internet. Log purchases without typing Set up Apple Pay tracking once in Settings. After that, a purchase in a shop is added with the merchant and the currency you paid in. Connect Monobank, the Ukrainian bank, and card spending arrives on its own. Three other ways to add an expense Say "coffee, 45" and the entry fills in, ready for you to check. Point your camera at a receipt and Fundeer reads the merchant, the items, and the total. The things you log most stay one tap away on quick-add buttons and shortcuts. Split trip costs Start a trip, invite the people on it, and everyone logs as they go. At the end, one screen shows who pays whom back. Equal splits, exact amounts, shares, or percentages, in as many currencies as your trip needs. Trip Mode Turn on Trip Mode when your trip starts and everything you add goes to that trip. Card purchases wait in a list only you see until you add them. Each trip gets its own report: total spent, daily spending, and where the money went. Shared family budgets Share a budget with your family and track everyone's contributions and shared expenses in one place. Each member's role sets what they can change. Balances update live for everyone in the family. Import from your bank or another app Import a statement downloaded from your bank. If Fundeer doesn't recognize the file, you choose which column is which. Backups from other budget apps come across too. Activity One Activity screen gathers what happened across your trips and shared budgets: new expenses, settlements, invitations and budget warnings. Analytics Overview scores your month on savings rate, budget control, consistency, income flow, and balance. Breakdown shows every category and every day. Forecast (Plus) projects how the month ends from your own habits. Rearrange the cards to put what you care about first. Early retirement planning Set your target number and retirement age, and see when you could reach financial independence. Budgets and savings goals Set a monthly limit and see how much room is left. Create savings goals with a date and see how much to set aside each month. Privacy Lock the app with Face ID, Touch ID, or your device passcode. The screen blurs the moment you switch away. You can turn off analytics and crash reports in Settings. Also included - Monobank connection; statement import from Monobank, PrivatBank, Wise and others - Tags and categories on many transactions at once - Multi-currency: USD, EUR, GBP, UAH, PLN, and more - Available in 10 languages: English, Ukrainian, German, Polish, Czech, Spanish, French, Dutch, Italian and Portuguese - Recurring transactions - Custom categories with your own icons and colors - Export to CSV and JSON - Home Screen, Lock Screen, and Control Center widgets - Streaks, levels, and achievements - Dark mode Free and paid Fundeer is free to download, with no ads. The free version includes 5 receipt scans and 10 voice entries a month, one budget, one running trip and one device for your own entries. Logging by hand, Apple Pay, statement import, family budgets and CSV export are free. Fundeer Plus is an optional subscription, monthly or yearly. It removes the monthly limits on scans and voice entries, allows more budgets, trips and devices, and adds Forecast and PDF and Excel reports. Payment goes through your Apple Account. The subscription renews automatically unless you cancel at least 24 hours before the end of the period. Manage or cancel it in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fundeer.app/privacy

Know what's safe to spend — every single day. Gravity does the math you never do: your income, minus what you've spent, minus the bills that haven't hit yet — divided by the days left. One number, every morning. A progress bar shows today's burn. That's it. No spreadsheet, no guilt. CAPTURE IN SECONDS • Keypad-first quick add — amount, merchant, done • Merchant autocomplete that learns from you • Rules that auto-categorise ("swiggy" → Food, forever) • Import bank-statement CSVs — even messy ones with buried headers • Attach receipts to any expense • Log by voice with Siri, or straight from the widget EVERY RUPEE HAS A PLACE • Accounts — banks, credit cards (with limit meters), cash, wallets • Transfers between accounts that never pollute your spending • Net worth: what you own minus what you owe • Split any bill across categories — or mark a friend's share PEOPLE — the udhaar book your memory deserves "Rohit owes me ₹2,000." Track money lent and borrowed, settle up with one tap, see your net position. Split a dinner and the friend's share lands here automatically. BILLS & EMIs THAT MANAGE THEMSELVES • Auto-detects subscriptions and EMIs from your history • Add EMIs with an end date — "14 instalments left, ends Mar 2027" • Reminders before every due date, naming the account to keep funded • Price-hike alerts when a subscription quietly gets costlier • Flag-to-cancel and see exactly what you'd save UNDERSTAND YOUR MONEY • Monthly report: what moved vs last month, biggest expense, spending calendar • Category breakdowns, top merchants, trend charts • No-spend streaks on a heatmap — build the habit • A 5-pillar financial health score • Budgets that warn at 85%, goals with round-up auto-savings WIDGETS EVERYWHERE Home screen and lock screen — this week's spend, today's total, safe-per-day, and one-tap quick add. PRIVATE BY ARCHITECTURE No account. No cloud. No analytics. Your financial life lives in your phone's encrypted storage and nowhere else. Back up to a file you control; restore anywhere. Face ID lock built in. Trips & tags for travel budgets. Multi-currency with live rates. Light and pure-black dark themes. Made with obsession by BlackSpace AI. Your money, in orbit.