Arca Link vs kisir

Streamline your payment process and get paid faster with Arca LINK. Generate payment links, create QR codes, accept multiple payment methods, and track transactions in real-time. Perfect for small and medium-sized businesses. Easy Receipt Delivery: Choose how to send transaction receipts to your customers – email, SMS, social media or any messaging app. A sleek and simple interface ensures that even users with minimal tech experience can navigate effortlessly.

No email. No password. Just a name, a link, and you're splitting expenses with your group. kisir is for trips, flats, dinners and any group that shares costs. Create a group, send the link or QR code, and everyone's in — nobody signs up for anything. SEE WHO OWES WHOM Open a group and the Overview shows your balance first: who you owe, who owes you, and how much each person has spent. kisir works out the fewest payments that settle the whole group, so it's never everyone paying everyone. SPLIT IT YOUR WAY • Split equally, by shares, or by exact amounts • More than one payer on the same bill • Only the people it was for — not the whole group by default • Add someone who doesn't have the app; they're still in every split ANY CURRENCY Paid in pounds on a trip in euros? Enter what you paid and kisir fills in today's exchange rate. Change it if your bank charged something else. SETTLE UP IN ONE TAP Tap = to record what you've sent. When everyone is square, the group closes itself — and re-opens if someone adds another expense. NEW IN 1.1 • Works offline — add and edit expenses anywhere, they sync when you're back online • History on every expense: who changed what, and when • Notifications when someone adds an expense, pays you, or changes one you're on • Filters: All, Paid by me, For me • Opens instantly on your saved data YOUR DATA, YOURS Export the whole ledger to CSV or Excel any time. FREE Everything in kisir is free: as many groups and people as you like, unlimited expenses, every currency, and export. Available in 20 languages, including English, Armenian and Russian.