Comparison

Subo vs Costify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subo

Effortlessly manage all your recurring bills and subscriptions in one place. Get smart reminders before charges hit, track your spending, and avoid unexpected fees with this privacy-focused organizer.

Highlights
  • Track subscription renewals
  • Monitor monthly and yearly spending
  • Receive smart charge reminders
  • Multi-currency support
  • Pre-filled provider templates
  • Clean, ad-free dashboard
Features
Read full description

Subo is a beautifully simple subscription tracker for iPhone that helps you see what you pay for, what renews next, and what needs your attention. Track and manage subscriptions, free trials, memberships, prepaid plans, app subscriptions, and recurring bills in one private place, without connecting your bank account. See what’s coming up • See what’s next in a clear chronological timeline • Explore renewals, recurring charges, trial endings, and plan endings in a month calendar • Get a Heads up for important events, including annual renewals and larger charges • Get reminders before renewals, charges, trial endings, and plan endings Keep everything organized • Find and manage every subscription in one dedicated place • Search by name, brand, or category • See monthly and yearly subscription totals • Add popular services quickly with ready-made templates • Track subscriptions in different currencies • Organize everything with categories and payment methods • Track active, inactive, prepaid, and fixed-term plans • Keep what’s next in view with Home Screen and Lock Screen widgets Subo is designed to feel clean, focused, and native to iOS. No clutter. No ads. Just a calm place to keep your recurring costs under control. Private by design Your subscription details stay on your device, or securely in iCloud if you choose to sync. Automatic local backups give you another way to restore your data. Subo does not sell your data. Track subscriptions without adding another one Start free with up to six subscriptions. Unlock unlimited tracking with a one-time Forever Pass, or choose 12 months of non-renewing access. Neither option renews automatically. Built independently Subo is made independently and shaped by real user feedback. Questions, suggestions, or feedback? Email niclas@getsubo.app. Subo is not affiliated with any brands shown. Logos are for identification only.

About

Costify

Easily track personal or group expenses with this app. Create multiple trackers, attach receipts, split costs, and analyze spending. Offers installment plans and currency conversion.

Highlights
  • Multiple expense trackers
  • Real-time expense sharing
  • Automatic cost splitting
  • Receipt and file attachments
  • CSV/PDF export
  • Spending analytics
  • Installment plan management
Read full description

Costify - Track & Split Expenses Easily Costify is a modern expense tracker designed for individuals and groups who want full control over their spending — without complexity. Whether you’re traveling with friends, managing shared expenses in a group, or tracking personal budgets, Costify helps you stay organized, transparent, and stress-free. What you can do with Costify: - Create multiple trackers for trips, projects, or everyday expenses - Create virtual accounts to mirror your bank accounts, cash wallets, or savings funds - Track expenses with categories, notes, dates, and attachments - Share trackers with friends and see who spent what in real time - Split costs automatically and keep balances clear within groups - Attach receipts, photos, and files to your expenses - Export trackers as CSV or PDF for easy sharing or documentation - Analyze your spending with clean overviews and smart analytics - Create and manage installment plans with flexible payments, extra payments, and full payoff anytime - View a clear budget overview for the current month and see how much you’ve already spent - Convert currencies instantly with the built-in currency converter - Automatically add expenses after Apple Pay payments using Shortcuts automations - Open the expense flow instantly with Shortcuts and tap gestures for faster tracking - Personalize your profile and collaborate seamlessly with others Costify is built with a focus on clarity, collaboration, and privacy — no ads, no clutter, just the features you actually need. Take control of your expenses. Together or on your own. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://costify.app/privacy-policy/

Screenshots

Subo4 screens
Costify4 screens

Verdict

The call

The clearest difference is review sentiment: Subo at 91% against Costify's 45%. Subo also leads on ads (none vs shown) and update cadence (every 4 days vs fortnightly). Costify's advantage is iOS requirement (18.5 vs 26.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subo sells 6 one-off in-app purchases and Costify sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Subo holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Subo has 74 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 91% of Subo's written reviews are positive against 45% of Costify's.

UpkeepUpdate frequency

Subo ships an update every 4 days, Costify fortnightly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 4 level
Subo versus Costify: the parameters behind the verdict, then further details
ParameterSuboCostify
PriceFreeFree
Rating4.8 (74 ratings) — better4.6 (11 ratings)
Positive reviews90.8% of reviews — better45.5% of reviews
Number of ratings74 — better11
Update frequencyEvery 4 days — betterFortnightly
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS26.018.5 — better
Further details — not scored
Size73 MB100 MB
Age rating+44+
DeveloperNiclas SchmidtMARLON JOEL PITTERS

Customer experience

Subo

All ratings74 ratings
Positive95.9%
Neutral2.7%
Negative1.4%
Written reviews142 reviews
Positive90.8%
Neutral5.6%
Negative3.5%

Costify

All ratings11 ratings
Positive81.8%
Neutral18.2%
Negative0.0%
Written reviews11 reviews
Positive45.5%
Neutral18.2%
Negative36.4%

Bugs and requests

Subo

Reported bugs

2 issues
  • Incorrect pricing on lifetime subscription offer
  • Inconsistent behavior across iOS devices

Requested features

4 requests
  • iCloud sync between devices
  • More subscription service integrations
  • Custom icons or logos for subscriptions
  • Public roadmap or feature teasers

Costify

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Subo

One-time6
  • Espresso Shot$1.99
  • 3 Months Unlimited$3.99
  • Big Boost$3.99
Show 3 more
  • Legendary Support$8.99
  • 12 Months Unlimited$9.99
  • Subo Unlimited – Lifetime Pass$24.99
3 purchases

Costify

Subscriptions2
  • Costify Pro Monthly$3.991 Month
  • Costify Pro Yearly7 Days trial$22.991 Year
One-time1
  • Costify Pro Lifetime$79.99

Questions

Is Subo free?
Subo is free to download, with in-app purchases available.
Is Costify free?
Costify is free to download, with in-app purchases available.
Which has better reviews, Subo or Costify?
Subo is rated higher. Subo averages 4.8 out of 5 from 74 ratings, while Costify averages 4.6 from 11 ratings.
Do Subo or Costify have ads?
Costify shows ads; Subo does not.
Which is updated more often, Subo or Costify?
Subo ships an update every 4 days, and Costify fortnightly. Most recently, Subo was updated on September 23, 2026 and Costify on September 22, 2026.

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