Subo vs Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Subo
Effortlessly manage all your recurring bills and subscriptions in one place. Get smart reminders before charges hit, track your spending, and avoid unexpected fees with this privacy-focused organizer.
- Track subscription renewals
- Monitor monthly and yearly spending
- Receive smart charge reminders
- Multi-currency support
- Pre-filled provider templates
- Clean, ad-free dashboard
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Subo is a beautifully simple subscription tracker for iPhone and iPad that helps you see what you pay for, what renews next, and what needs your attention. Track and manage subscriptions, free trials, memberships, prepaid plans, app subscriptions, and recurring bills in one private place, without connecting your bank account. See what’s coming up • See what’s next in a clear chronological timeline • Explore renewals, recurring charges, trial endings, and plan endings in a month calendar • Get a Heads up for important events, including annual renewals and larger charges • Get reminders before renewals, charges, trial endings, and plan endings Keep everything organized • Find and manage every subscription in one dedicated place • Search by name, brand, or category • See monthly and yearly subscription totals • Add popular services quickly with ready-made templates • Track subscriptions in different currencies • Organize everything with categories and payment methods • Track active, inactive, prepaid, and fixed-term plans • Keep what’s next in view with Home Screen and Lock Screen widgets Subo is designed to feel clean, focused, and native to iOS. No clutter. No ads. Just a calm place to keep your recurring costs under control. Private by design Your subscription details stay on your device, or securely in iCloud if you choose to sync. Automatic local backups give you another way to restore your data. Subo does not sell your data. Track subscriptions without adding another one Start free with up to six subscriptions. Unlock unlimited tracking with a one-time Forever Pass, or choose 12 months of non-renewing access. Neither option renews automatically. Built independently Subo is made independently and shaped by real user feedback. Questions, suggestions, or feedback? Email niclas@getsubo.app. Subo is not affiliated with any brands shown. Logos are for identification only.
Budget Tracker
This app helps you understand your safe-to-spend amount by automatically deducting bills, subscriptions, and savings. It offers no-bank-connection tracking, Siri integration, and detailed financial insights through charts and on-device AI.
- Automatic bill and subscription deduction
- No bank connection required
- Siri and Spotlight integration
- On-device AI for financial insights
- Home and Lock Screen widgets
- CSV import/export
- Supports 180+ currencies
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What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. YOUR ACCOUNTS, OVER TIME See your balance for every account or just one, from a week to all time. Touch the chart to read any day, and Apple Intelligence sums up what's on screen in one sentence. Add the Accounts widget, or ask Siri for your balance. WORKS WHILE YOU'RE NOT LOOKING • 9 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms
Screenshots
Verdict
The clearest difference is rating: Subo at 4.8 against Budget Tracker's 3.4. Subo also leads on review sentiment (91% vs 63%) and ratings volume (81 vs 5). Budget Tracker's advantage is iOS requirement (18.6 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Subo sells 6 one-off in-app purchases and Budget Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Subo holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Subo has 81 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 91% of Subo's written reviews are positive against 63% of Budget Tracker's.
Subo ships an update every 4 days, Budget Tracker every 11 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Subo | Budget Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (81 ratings) — better | 3.4 (5 ratings) |
| Positive reviews | 91.2% of reviews — better | 62.5% of reviews |
| Number of ratings | 81 — better | 5 |
| Update frequency | Every 4 days — better | Every 11 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 18.6 — better |
| Further details — not scored | ||
| Size | 146 MB | 150 MB |
| Age rating | 4+ | 4+ |
| Developer | Niclas Schmidt | Lazare Kolebka |
Customer experience
Subo
Budget Tracker
Bugs and requests
Subo
Reported bugs
2 issues- Incorrect pricing on lifetime subscription offer
- Inconsistent behavior across iOS devices
Requested features
4 requests- iCloud sync between devices
- More subscription service integrations
- Custom icons or logos for subscriptions
- Public roadmap or feature teasers
Budget Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Subo
- Espresso Shot$1.99
- 3 Months Unlimited$3.99
- Big Boost$3.99
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- Legendary Support$8.99
- 12 Months Unlimited$9.99
- Subo Unlimited – Lifetime Pass$24.99
Budget Tracker
- Brim Pro$4.991 Month
- Brim Pro7 Days trial$39.991 Year
- Brim Pro Lifetime$59.99









