ThirdWheel vs Enoughly

ThirdWheel: Couples Budgeting — Budget for Two, Powered by Three Managing finances as a couple has never been easier! ThirdWheel is a powerful, collaborative budgeting app designed for couples to track income, expenses, and balances together—seamlessly and transparently. No more guesswork or financial surprises—ThirdWheel helps you stay on the same page financially while building a stronger future together. Key Features: > Custom Categories — Create fully personalized income & expense categories to organize spending and earnings your way. > Track Transactions — Every financial move is automatically recorded in a shared transactions history, so both partners always stay informed. > Balances & Accounts — Manage bank accounts, school debt, stocks, savings, goals, and more with interactive balances. Choose between Assets, Liabilities, and Savings and let transactions update them in real-time. > Budgets That Work for You — Set up flexible budgets per category, track expenses, and adjust them as needed. Choose monthly or biweekly reset periods based on your financial preferences. > Dark Mode — Keep your budgeting experience sleek and comfortable with a fully integrated dark mode. > Collaborative Finance Made Simple — With shared sessions, both partners can edit categories, transactions, balances, and budgets in real-time—ensuring full transparency and teamwork. Take control of your shared finances today! Download ThirdWheel and start budgeting smarter—together.

Know what's actually safe to spend. Most budgeting apps think in calendar months. Your money doesn't — it arrives by paycheck and leaves through bills. Enoughly is built around that reality: one honest number tells you what's truly spendable after the bills due before your next payday, with a safety net you never touch. ONE PURCHASE. NO SUBSCRIPTION. NO BANK LINKING. Enoughly is free to try for 14 days, then a single one-time purchase unlocks it forever on Mac, iPhone and iPad, with Family Sharing. It never asks for your bank credentials — import your bank's CSV, QFX, or OFX files instead. There are no servers, no accounts, and no analytics: your data lives on your devices and syncs through your own iCloud. The privacy label says "Data Not Collected" because that's how it's built. SAFE TO SPEND • Liquid cash − bills due before payday − your safety net = one glanceable number • On the Dashboard, in the Mac menu bar, and in home-screen and Lock Screen widgets • A Discreet widget option shows your status with no dollar amounts at all PAYCHECK-ENVELOPE BUDGETS • Give each category an allowance that refills every payday • Build envelopes automatically from your real spending history • See what's left in every envelope, and what's leaking outside them BRING IN YOUR TRANSACTIONS • Import the CSV, QFX, or OFX files your bank already offers • Automatic categorization, custom rules, and duplicate detection GET OUT OF DEBT • Snowball and avalanche payoff plans with dates and interest saved • A printable per-payday payment plan • What-if simulator: see how financing a car or making a lump-sum payment moves your debt-free date — including trade-ins with negative equity INSIGHTS THAT WATCH YOUR BACK • Paycheck report card after every payday: what came in, where it went • Alerts for bill spikes, possible double charges, and subscriptions that quietly raised prices • Optional AI coaching by Apple Intelligence, in the personality of your choice — from a drill sergeant to a butler YOUR DATA IS YOURS • Encrypted, password-protected backups • One-tap CSV export that opens in any spreadsheet or finance app • Net worth tracking across cash, credit, property, vehicles, and investments Enoughly: the paycheck-first budget for people who want one clear answer — can I afford this before payday?