Comparison

;blackcat vs Prima Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

;blackcat

Manage your finances with an all-in-one app offering a European IBAN, travel-ready payment cards, and integrated crypto wallets. Access all your funds instantly and enjoy flexible money management with customizable spending limits and a powerful rewards program.

Highlights
  • European IBAN
  • Travel-ready payment cards
  • Integrated crypto wallets
  • Customizable spending limits
  • Rewards program (4% loyalty, 2% Amazon cashback)
  • Fast money transfers (SEPA, crypto)
  • 24/7 human support
Features
Read full description

;blackcat is your companion for effortless everyday payments! Experience an all-in-one app with a European IBAN, travel-ready cards*, integrated crypto wallets, and an enhanced rewards program. Access all your funds with just one click! With ;blackcat, you can manage your money anytime, anywhere. Get started in minutes: download the blackcat.app, register with your personal details and documents, verify your ID with a selfie – and you’re ready to go! Instantly access your crypto, IBAN, and virtual payment card. Order a matching plastic card – it will be produced in just 24 hours and shipped to you, wherever you are in the world! And of course, you can also add your card to Apple Pay! Why choose ;blackcat? – Free plan**. Standard rate (accounts with 1 card) is € 0 / month — no hidden fees. – Flexible money management. All your funds are available in one mobile interface. Create an unlimited number of additional wallets – both for euros and crypto. Each wallet and card is fully customizable with individual spending limits. You can also issue as many payment cards as you want. – Powerful rewards. Choose a bonus program that fits you — 4% per annum reward as part of the loyalty program (not an interest-bearing product), 2% cashback on Amazon, or 0.5% cashback on all card purchases (excluding ATM withdrawals, transfers, and crypto purchases). – Fast and convenient money transfers. SEPA payments, crypto wallet transfers, and transfers between blackcat accounts. – Secure payments. Benefit from 3D Secure protection — every transaction is confirmed with in-app authentication. – Dedicated support, 24/7. Our expert team is always here for you via chat or email. We don’t force you to talk to robots – you can always chat with a real person! How to Open an Account Download the blackcat.app from App Store. Fill out your personal info and upload proof of address. Take a selfie + scan your ID and/or residence permit — that’s it! Black cat is your lucky sign! We take care of the security and protection of your data. Blackcat is collecting, using, and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure. Disclaimers: *Travel-ready cards are ;blackcat’s payment cards. Those cards are accepted at car rentals, hotels, and other services, both online and offline. **Standard service and transaction fees may apply according to the tariff schedule. ;blackcat is issued by Papaya, Ltd. Papaya Ltd. is an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority. Client funds are safeguarded in accordance with applicable legislation. Funds held in e-money accounts are not covered by the Depositor Compensation Scheme. The bonus payment is a part of the loyalty program provided by Baltic Technology Solutions OU. Detailed terms and conditions can be found here: https://baltictechsolutions.com/ An integrated crypto exchange and custodial crypto wallets are provided by MANERIO Sp. z o.o. You can find more information at maner.io

About

Prima Pay

Features
Read full description

Prima pay é uma plataforma de gerenciamento voltada para estabelecimentos comerciais, permitindo aos usuários monitorar e visualizar suas transações financeiras de forma centralizada. Embora não realize transações diretamente, a ferramenta oferece um ambiente seguro e organizado para acompanhar vendas, visualizar o status de pagamentos, e gerar relatórios financeiros. Ideal para comerciantes que buscam uma maneira eficiente de controlar suas operações financeiras sem a necessidade de processar pagamentos diretamente na plataforma.

Screenshots

;blackcat4 screens
Prima Pay3 screens

Verdict

The call

The clearest difference is update cadence: ;blackcat at fortnightly against Prima Pay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

;blackcat ships an update fortnightly, Prima Pay every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
;blackcat versus Prima Pay: the parameters behind the verdict, then further details
Parameter;blackcatPrima Pay
PriceFreeFree
Rating4.6 (21 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings21 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size72 MB86 MB
Age rating17+17+
DeveloperPapaya LtdStalo Servicos de Tecnologia LTDA

In-app purchases

None

;blackcat

No in-app purchases

None

Prima Pay

No in-app purchases

Questions

Is ;blackcat free?
;blackcat is free to download, with no in-app purchases.
Is Prima Pay free?
Prima Pay is free to download, with no in-app purchases.
Do ;blackcat or Prima Pay have ads?
Neither ;blackcat nor Prima Pay shows ads.
Which is updated more often, ;blackcat or Prima Pay?
;blackcat ships an update fortnightly, and Prima Pay every 2 months. Most recently, ;blackcat was updated on October 24, 2026 and Prima Pay on October 25, 2026.

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