;blackcat vs Prima Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
;blackcat
Manage your finances with an all-in-one app offering a European IBAN, travel-ready payment cards, and integrated crypto wallets. Access all your funds instantly and enjoy flexible money management with customizable spending limits and a powerful rewards program.
- European IBAN
- Travel-ready payment cards
- Integrated crypto wallets
- Customizable spending limits
- Rewards program (4% loyalty, 2% Amazon cashback)
- Fast money transfers (SEPA, crypto)
- 24/7 human support
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;blackcat is your companion for effortless everyday payments! Experience an all-in-one app with a European IBAN, travel-ready cards*, integrated crypto wallets, and an enhanced rewards program. Access all your funds with just one click! With ;blackcat, you can manage your money anytime, anywhere. Get started in minutes: download the blackcat.app, register with your personal details and documents, verify your ID with a selfie – and you’re ready to go! Instantly access your crypto, IBAN, and virtual payment card. Order a matching plastic card – it will be produced in just 24 hours and shipped to you, wherever you are in the world! And of course, you can also add your card to Apple Pay! Why choose ;blackcat? – Free plan**. Standard rate (accounts with 1 card) is € 0 / month — no hidden fees. – Flexible money management. All your funds are available in one mobile interface. Create an unlimited number of additional wallets – both for euros and crypto. Each wallet and card is fully customizable with individual spending limits. You can also issue as many payment cards as you want. – Powerful rewards. Choose a bonus program that fits you — 4% per annum reward as part of the loyalty program (not an interest-bearing product), 2% cashback on Amazon, or 0.5% cashback on all card purchases (excluding ATM withdrawals, transfers, and crypto purchases). – Fast and convenient money transfers. SEPA payments, crypto wallet transfers, and transfers between blackcat accounts. – Secure payments. Benefit from 3D Secure protection — every transaction is confirmed with in-app authentication. – Dedicated support, 24/7. Our expert team is always here for you via chat or email. We don’t force you to talk to robots – you can always chat with a real person! How to Open an Account Download the blackcat.app from App Store. Fill out your personal info and upload proof of address. Take a selfie + scan your ID and/or residence permit — that’s it! Black cat is your lucky sign! We take care of the security and protection of your data. Blackcat is collecting, using, and processing your personal data in accordance with European General Data Protection Regulations. We use advanced measures to keep information secure. Disclaimers: *Travel-ready cards are ;blackcat’s payment cards. Those cards are accepted at car rentals, hotels, and other services, both online and offline. **Standard service and transaction fees may apply according to the tariff schedule. ;blackcat is issued by Papaya, Ltd. Papaya Ltd. is an Electronic Money Institution authorised and regulated by the Malta Financial Services Authority. Client funds are safeguarded in accordance with applicable legislation. Funds held in e-money accounts are not covered by the Depositor Compensation Scheme. The bonus payment is a part of the loyalty program provided by Baltic Technology Solutions OU. Detailed terms and conditions can be found here: https://baltictechsolutions.com/ An integrated crypto exchange and custodial crypto wallets are provided by MANERIO Sp. z o.o. You can find more information at maner.io
Prima Pay
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Prima pay é uma plataforma de gerenciamento voltada para estabelecimentos comerciais, permitindo aos usuários monitorar e visualizar suas transações financeiras de forma centralizada. Embora não realize transações diretamente, a ferramenta oferece um ambiente seguro e organizado para acompanhar vendas, visualizar o status de pagamentos, e gerar relatórios financeiros. Ideal para comerciantes que buscam uma maneira eficiente de controlar suas operações financeiras sem a necessidade de processar pagamentos diretamente na plataforma.
Screenshots
Verdict
The clearest difference is update cadence: ;blackcat at fortnightly against Prima Pay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
;blackcat ships an update fortnightly, Prima Pay every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | ;blackcat | Prima Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (21 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 21 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 72 MB | 86 MB |
| Age rating | 17+ | 17+ |
| Developer | Papaya Ltd | Stalo Servicos de Tecnologia LTDA |
In-app purchases
;blackcat
No in-app purchases
Prima Pay
No in-app purchases









